4113 Loma Alta Drive

Local assessors in San Diego, CA have categorized 4113 Loma Alta Drive as a residential type of property. The home was built in 1951 and is 73 years old. The property's lot size has been calculated to be 6,600 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4113 Loma Alta Drive has a total of 1,308 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is good. The home's floor/wall heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4113 Loma Alta Drive sold most recently in Apr 22, 2022 for a total of $941,000. If you work out the math, that's approximately a cost of $719.42 per sqft. Before that, the property was also sold for $559,000 in Apr 30, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $10,793 in taxes each year. The initial year of tax delinquency occurred in 2019. 4113 Loma Alta Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $868,000. If we break it down further, the land itself was valued at $565,000. Improvements to the property, however, were assessed at a total of $303,000. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.