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411 North Main Street

411 North Main Street, Belmont, NC 28012
Property in Gaston
Sold Sep 30, 2013
$825,000
$600,000 by Carolina Bank
Mortgage Due Oct 01, 2043
Sold Jul 27, 2006
$1,300,000
$1,880,000 by First Gaston Bank Of North Car
Mortgage
411 North Main Street in Belmont, NC was first built in 1916 and is 108 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 16 rooms in the home, of which, 6 are bedrooms. In terms of bathrooms, there are a total of 4 full bathrooms. There are 4 partial bathrooms. 411 North Main Street has 9,248 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 91,912 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of tile. For those who need parking, there is a garage. The garage is 792 sqft. There are a total of 3 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of A+. The exterior walls of the home are made of brick veneer. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 411 North Main Street was last sold in Sep 30, 2013 for $825,000. According to our calculations, that's $89.21 per sqft. Prior to that sales transaction, the property was sold for $1,300,000 in Jul 27, 2006. Current property owners are expected to pay $15,255 in taxes per year. The property on 411 North Main Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $2,864,690. To break that down further, the land itself was valued at $199,190. While improvements to the property were assessed at a total of $2,665,500. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1916
  • Effective Year Built: 1916
  • Total Rooms: 16
  • Bedroom Count: 6
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Building Quality: A+
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Tile
  • Floor Count: 2
  • Floor Cover: Tile
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 792
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 91,912
  • Lot Size Frontage Feet: 0
  • Total Building Area: 9,248
  • Building Area: 9,248
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 9,248
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE MAIN STREET MANORS
  • Land Acres: 2.11
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: THE MAIN STREET MANORS LOT 5 PLAT BOOK 075 PAGE 027

Ownership

  • Current Owner : LOVELACE RONALD S
  • Current Owner 2: LOVELACE JENNIFER Z
  • Previous Owner : KEEL ROSCOE GRIFFIN
  • Previous Owner 2: KEEL GRACE HOWE
  • Owner Before Previous Owner: SCHRAMEK GREGORY
  • Owner Before Previous Owner 2: SCHRAMEK DONNA D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: BELMONT CITY
  • Census Tract: 032301

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: MP 75 PG 27
  • District: BELMONT CITY
  • Parcel: 214084
  • Lot: 5
  • Municipality: BELMONT CITY
  • Latitude: 35.2486
  • Longitude: -81.0418

    Address

  • Full Address: 411 N Main St
  • Address - House Number: 411
  • Street Direction: N
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: NC
  • City Name: Belmont
  • Carrier Code: C003
  • 4-Digit Zip Code: 3128
  • Zip Code: 28012

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $15,255

    Appraisal Valuation

  • Standard Deviation: 0.3436
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 31
  • Final Value: 593,225
  • High Value: 797,082
  • Low Value: 389,367

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $1,177,500
  • First Open Lien Mortgage Lender: CAROLINA BANK
  • First Open Lien Mortgage Recording Date: Sep 30, 2013
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $600,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2043
  • Second Open Lien Mortgage Lender: BANK OF AMERICA NA
  • Second Open Lien Mortgage Recording Date: Mar 24, 2014
  • Second Open Lien Mortgage Financing Type: Adjustable Rate
  • Second Open Lien Mortgage Loan Amount: $577,500
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Interest Rate Type: Y
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2044

    Market Valuation

  • Market Total Value: $1,454,550
  • Market Land Value: $101,710
  • Market Improvement Value: $1,352,840

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $2,864,690
  • Assessed Land Value: $199,190
  • Assessed Improvements Value: $2,665,500

    Sales

  • Current Sale Contract Date: Sep 30, 2013
  • Current Sale Recording Date: Sep 30, 2013
  • Current Sale Transaction ID: 1127453116
  • Current Sale Price: $825,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jul 27, 2006
  • Previous Sale Contract Date: Jul 27, 2006
  • Previous Sale Amount: $1,300,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CAROLINA BANK
  • First Mortgage Transaction Date: Sep 30, 2013
  • First Mortgage Loan Amount: $600,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Oct 01, 2043

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: FIRST GASTON BANK OF NORTH CAR
  • Previous Mortgage Transaction Date: Jul 27, 2006
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $1,880,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan

About Belmont



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Frequently Asked Questions

What neighborhood is 411 North Main Street located in?
The 411 North Main Street is a located in the neighborhood of Gaston in Belmont, Belmont.
What is the average sales price for listings in 411 North Main Street?
The average sales price for units in 411 North Main Street is $0 currently.

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