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408 Jessamine Lane

408 Jessamine Lane, Schenectady, NY 12303
Property in Guilderland
Sold Oct 19, 2011
$317,500
$254,000 by Ccfcu Funding Llc
Mortgage Due Nov 01, 2026
Sold Sep 03, 1996
$226,000
Local assessors in Schenectady, NY have categorized 408 Jessamine Lane as a residential type of property. The home was built in 1995 and is 29 years old. The property's lot size has been calculated to be 22,806 square feet. The linear feet between the front and back of the lot was measured at 1,960 ft and the front of the lot was measured at 1,163 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 408 Jessamine Lane has a total of 2,347 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 552 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. In addition, there is a vinyl in-ground pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 408 Jessamine Lane sold most recently in Oct 12, 2011 for a total of $317,500. If you work out the math, that's approximately a cost of $135.28 per sqft. Before that, the property was also sold for $226,000 in Aug 30, 1996. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,882 in taxes each year. 408 Jessamine Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $372,000. If we break it down further, the land itself was valued at $74,000. Improvements to the property, however, were assessed at a total of $298,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: B
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 552
  • Parking Space Count: 2
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 22,806
  • Lot Size Depth Feet: 1,960
  • Lot Size Frontage Feet: 1,163
  • Total Building Area: 2,347
  • Building Area: 2,347
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,347
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PRIMROSE ESTATES
  • Land Acres: 0.523
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PRIMROSE ESTS LOT 408

Ownership

  • Current Owner : PATNAUDE ROBERT E
  • Previous Owner : ROSEN MARTIN S
  • Previous Owner 2: ROSEN EILEEN
  • Owner Before Previous Owner: ELMENDORF CARL W
  • Owner Before Previous Owner 2: ELMENDORF CAROLYN F
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Guilderland Central School District
  • School Tax School District: GUILDERLAND
  • Census Tract: 014616

Zoning

  • Zoning: R15

Geography

  • Account Number: 01501400050550000000
  • District: 013089
  • Section: 15.14
  • Parcel: 013089 15.14-5-55
  • Block: 5
  • Lot: 55.000
  • Municipality: GUILDERLAND (TOV)
  • Latitude: 42.7504
  • Longitude: -73.9405

    Address

  • Full Address: 408 Jessamine Ln
  • Address - House Number: 408
  • Address - Street Name: Jessamine
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C021
  • 4-Digit Zip Code: 5086
  • Zip Code: 12303

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,882
  • Tax Rate Code Area: 013002

    Appraisal Valuation

  • Standard Deviation: 0.2433
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 65
  • Final Value: 475,688
  • High Value: 591,428
  • Low Value: 359,947

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $470,294
  • First Open Lien Mortgage Lender: CCFCU FUNDING LLC
  • First Open Lien Mortgage Recording Date: Oct 19, 2011
  • First Open Lien Mortgage Loan Amount: $254,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2026
  • Second Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • Second Open Lien Mortgage Recording Date: May 16, 2013
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $54,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Interest Rate Type: Y
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: May 16, 2043
  • Third Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • Third Open Lien Mortgage Recording Date: Mar 09, 2015
  • Third Open Lien Mortgage Financing Type: Adjustable Rate
  • Third Open Lien Mortgage Loan Amount: $4,838
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Third Open Lien Mortgage Loan Due Date: Mar 01, 2045
  • Fourth Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • Fourth Open Lien Mortgage Recording Date: Jul 01, 2021
  • Fourth Open Lien Mortgage Financing Type: Adjustable Rate
  • Fourth Open Lien Mortgage Loan Amount: $157,456
  • Fourth Open Lien Mortgage Term: 360
  • Fourth Open Lien Mortgage Interest Rate Type: Y
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: New Conventional
  • Fourth Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $437,647
  • Market Land Value: $87,059
  • Market Improvement Value: $350,588

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $372,000
  • Assessed Land Value: $74,000
  • Assessed Improvements Value: $298,000

    Sales

  • Current Sale Contract Date: Oct 12, 2011
  • Current Sale Recording Date: Oct 19, 2011
  • Current Sale Transaction ID: 1193447610
  • Current Sale Price: $317,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 10984885
  • Previous Sale Recording Date: Sep 03, 1996
  • Previous Sale Contract Date: Aug 30, 1996
  • Previous Sale Amount: $226,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CCFCU FUNDING LLC
  • First Mortgage Transaction Date: Oct 19, 2011
  • First Mortgage Loan Amount: $254,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Due Date: Nov 01, 2026

    Open Lien Mortgages

  • Third Open Lien Mortgage Interest Rate Type: Y

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Frequently Asked Questions

What neighborhood is 408 Jessamine Lane located in?
The 408 Jessamine Lane is a located in the neighborhood of Guilderland in Albany, Schenectady.
What is the average sales price for listings in 408 Jessamine Lane?
The average sales price for units in 408 Jessamine Lane is $0 currently.

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