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407 South Smiley Street

407 South Smiley Street, O Fallon, IL 62269
Property in O'Fallon
Sold Feb 10, 2020
$150,000
$145,500 by Fairway Independent Mortgage C
Mortgage Due Mar 01, 2050
Sold Feb 23, 2012
$122,500
$110,250 by First County Bank
Mortgage Due Mar 01, 2019
Local assessors in O Fallon, IL have categorized 407 South Smiley Street as a residential type of property. The home was built in 1956 and is 68 years old. It was most recently renovated and altered in 1995. The property's lot size has been calculated to be 10,454 square feet. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 407 South Smiley Street has a total of 1,107 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,107 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 432 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The property was last sold in Feb 7, 2020 for $150,000. That's $135.50 per sqft. Prior to that sales transaction, the property was also sold in Feb 22, 2012 for $122,500. 407 South Smiley Street was last assessed in 2022. The total value of the property was assessed at $45,922. Specifically, the land the property is located on was valued at $5,340. While improvements on the property were assessed at a total of $40,582. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,111. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1995
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Quality: C
  • Construction Type: Masonry
  • Exterior Walls Type: Masonry
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 1,107
  • Garage Type: Garage
  • Garage Square Area: 432
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 10,454
  • Total Building Area: 1,107
  • Building Area: 1,107
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,107
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PARKVIEW GARDENS
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PARKVIEW GARDENS 1STADD LOT/SEC-34 A02641868

Ownership

  • Current Owner : NESCH KEEGAN
  • Current Owner 2: FORD CLAIRE
  • Previous Owner : LEWIS BRADLEY
  • Previous Owner 2: LEWIS JAMIE L
  • Owner Before Previous Owner: DAPKUS MICHAEL
  • Owner Before Previous Owner 2: DAPKUS JOEL
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504352

Geography

  • District: 06
  • Parcel: 04-29-0-325-008
  • Block: 325
  • Municipality: OFALLON
  • Latitude: 38.5879
  • Longitude: -89.9028

    Address

  • Full Address: 407 S Smiley St
  • Address - House Number: 407
  • Street Direction: S
  • Address - Street Name: Smiley
  • Address - Suffix Type: St
  • State: IL
  • City Name: O Fallon
  • Carrier Code: C018
  • 4-Digit Zip Code: 2314
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,111
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.2318
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 67
  • Final Value: 203,704
  • High Value: 250,940
  • Low Value: 156,469

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $153,000
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Feb 10, 2020
  • First Open Lien Mortgage Loan Amount: $145,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050
  • Second Open Lien Mortgage Lender: ILLINOIS HOUSING DEVELOPMENT A
  • Second Open Lien Mortgage Recording Date: Feb 10, 2020
  • Second Open Lien Mortgage Loan Amount: $7,500
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $137,766
  • Market Land Value: $16,020
  • Market Improvement Value: $121,746

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $45,922
  • Assessed Land Value: $5,340
  • Assessed Improvements Value: $40,582

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 07, 2020
  • Current Sale Recording Date: Feb 10, 2020
  • Current Sale Transaction ID: 11735300636
  • Current Sale Price: $150,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02641868
  • Previous Sale Recording Date: Feb 23, 2012
  • Previous Sale Contract Date: Feb 22, 2012
  • Previous Sale Amount: $122,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Feb 10, 2020
  • First Mortgage Loan Amount: $145,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FIRST COUNTY BANK
  • Previous Mortgage Transaction Date: Feb 23, 2012
  • Previous Mortgage Loan Amount: $110,250
  • Previous Mortgage Term: 84
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Mar 01, 2019

About O'Fallon



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Frequently Asked Questions

What neighborhood is 407 South Smiley Street located in?
The 407 South Smiley Street is a located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 407 South Smiley Street?
The average sales price for units in 407 South Smiley Street is $0 currently.

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