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407 McPherson Street

407 McPherson Street, Oxford, AL 36203
Property in Calhoun
Sold Jul 12, 2021
$93,000
$90,210 by Fairway Independent Mtg Corp
Mortgage
407 McPherson Street in Oxford, AL was first built in 1953 and is 71 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 407 McPherson Street has 1,271 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 680 ft and the linear feet between the front and back of the lot is 1,440. In total, the area measurement of the land is 9,627 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable or hip style roof made of asphalt. The quality of the control joints have been graded by the local assessor with a letter grade of D+. The condition of the building has been evaluated as poor. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. The property was last sold in Jul 12, 2021 for $93,000. That's $72.20 per sqft. 407 McPherson Street was last assessed in 2023. The total value of the property was assessed at $9,324. Specifically, the land the property is located on was valued at $600. While improvements on the property were assessed at a total of $8,724. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $393. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1953
  • Effective Year Built: 1953
  • Total Rooms: 4
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Building Quality: D+
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,627
  • Lot Size Depth Feet: 1,440
  • Lot Size Frontage Feet: 680
  • Total Building Area: 1,288
  • Gross Building Area: 1,288
  • Building Area: 1,288
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,271
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PERRYS
  • Land Acres: 0.221
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: SEC 19 TSP 16S RNG 08E W M PERRYS SUB OF THE BORDERS LOT BEING LOT 5 OXFORD

Ownership

  • Current Owner : HAMER MELISA MAY
  • Previous Owner : WALSH MICHAEL F
  • Previous Owner 2: WALSH ELIZABETH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Calhoun County School District
  • Census Tract: 001201

Geography

  • Parcel: 21-04-19-4-004-044.000
  • Meridian: SEC 19 TWN 16S RNG 08E
  • Latitude: 33.6158
  • Longitude: -85.8365

    Address

  • Full Address: 407 Mcpherson St
  • Address - House Number: 407
  • Address - Street Name: Mcpherson
  • Address - Suffix Type: St
  • State: AL
  • City Name: Oxford
  • Carrier Code: C032
  • 4-Digit Zip Code: 1005
  • Zip Code: 36203

Valuation

    Tax

  • Total Area: 1,288
  • Tax Year: 2023
  • Tax Amount: $393
  • Tax Rate Code Area: 24

    Appraisal Valuation

  • Standard Deviation: 0.2551
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 63
  • Final Value: 134,055
  • High Value: 168,256
  • Low Value: 99,854

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $90,210
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MTG CORP
  • First Open Lien Mortgage Recording Date: Jul 12, 2021
  • First Open Lien Mortgage Loan Amount: $90,210
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $93,240
  • Market Land Value: $6,000
  • Market Improvement Value: $87,240

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $9,324
  • Assessed Land Value: $600
  • Assessed Improvements Value: $8,724

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 12, 2021
  • Current Sale Recording Date: Jul 12, 2021
  • Current Sale Transaction ID: 11844671588
  • Current Sale Price: $93,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3284-0436

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MTG CORP
  • First Mortgage Transaction Date: Jul 12, 2021
  • First Mortgage Loan Amount: $90,210
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

About Oxford



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Frequently Asked Questions

What neighborhood is 407 McPherson Street located in?
The 407 McPherson Street is a located in the neighborhood of Calhoun in Oxford, Oxford.
What is the average sales price for listings in 407 McPherson Street?
The average sales price for units in 407 McPherson Street is $0 currently.

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