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407 Harbor Road

407 Harbor Road, Youngsville, LA 70592
Property in Lafayette
Sold Aug 17, 2015
$307,215
$245,772 by Iberiabank Mortgage Co
Mortgage Due Sep 01, 2045
407 Harbor Road in Youngsville, LA was first built in 2006 and is 18 years old. This has been categorized as a residential property type. 407 Harbor Road has 1,889 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 5,663 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. The garage is 631 sqft. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as average. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 407 Harbor Road was last sold in Aug 14, 2015 for $307,215. According to our calculations, that's $162.63 per sqft. Current property owners are expected to pay $2,329 in taxes per year. The property on 407 Harbor Road was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $30,251. To break that down further, the land itself was valued at $4,750. While improvements to the property were assessed at a total of $25,501. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Building Condition: Average
  • Building Quality: B
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 631
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,663
  • Total Building Area: 1,889
  • Building Area: 1,889
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,889
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SUGAR MILL POND PH 1
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: LOT B-60 SUGAR MILL POND PHASE I

Ownership

  • Current Owner : FIELD JAMES NORMAN
  • Current Owner 2: LEMOINE SANDRA MARIE
  • Previous Owner : COX WAYNE GEORGE
  • Previous Owner 2: MAGAY COX YELENA ALEXANDROVNA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lafayette Parish School District
  • Census Tract: 001428

Geography

  • District: 06
  • Subdivision Phase Number: 1
  • Parcel: 6127663
  • Lot: 60
  • Meridian: SEC 012 TWN 11S RNG 04E
  • Municipality: YOUNGSVILLE
  • Latitude: 30.1033
  • Longitude: -92.0124

    Address

  • Full Address: 407 Harbor Rd
  • Address - House Number: 407
  • Address - Street Name: Harbor
  • Address - Suffix Type: Rd
  • State: LA
  • City Name: Youngsville
  • Carrier Code: R014
  • 4-Digit Zip Code: 5697
  • Zip Code: 70592

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,329
  • Tax Rate Code Area: 06

    Appraisal Valuation

  • Standard Deviation: 0.1548
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 80
  • Final Value: 389,426
  • High Value: 449,718
  • Low Value: 329,134

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $245,772
  • First Open Lien Mortgage Lender: IBERIABANK MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Aug 17, 2015
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $245,772
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2045

    Market Valuation

  • Market Total Value: $302,510
  • Market Land Value: $47,500
  • Market Improvement Value: $255,010

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $30,251
  • Assessed Land Value: $4,750
  • Assessed Improvements Value: $25,501

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 14, 2015
  • Current Sale Recording Date: Aug 17, 2015
  • Current Sale Transaction ID: 1286261994
  • Current Sale Price: $307,215
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2015-00032239

    Last Sale Mortgage

  • First Mortgage Lender: IBERIABANK MORTGAGE CO
  • First Mortgage Transaction Date: Aug 17, 2015
  • First Mortgage Loan Amount: $245,772
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Sep 01, 2045

    Financing

  • First Mortgage Financing Type: Adjustable Rate

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Frequently Asked Questions

What neighborhood is 407 Harbor Road located in?
The 407 Harbor Road is a located in the neighborhood of Lafayette in Youngsville, Youngsville.
What is the average sales price for listings in 407 Harbor Road?
The average sales price for units in 407 Harbor Road is $0 currently.

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