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407 East Spring Street

407 East Spring Street, Radcliff, KY 40160
Property in Hardin
Refi Feb 17, 2006
Transfer
$544,000 by Peoples Choice Home Loan Inc
Mortgage Due Jan 01, 2036
Local assessors in Radcliff, KY have categorized 407 East Spring Street as a residential type of property. The home was built in 1963 and is 61 years old. The property's lot size has been calculated to be 11,238 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 407 East Spring Street has a total of 816 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 816 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 528 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Lots of brick were used in the construction of the exterior walls of the home. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $118 in taxes each year. 407 East Spring Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $81,700. If we break it down further, the land itself was valued at $13,800. Improvements to the property, however, were assessed at a total of $67,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1963
  • Effective Year Built: 1963
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 816
  • Garage Type: Garage
  • Garage Square Area: 528
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,238
  • Total Building Area: 816
  • Building Area: 816
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 816
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.258
  • Standard Land Use Code: Single family residential (assumed)

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hardin County School District
  • Census Tract: 000500

Geography

  • District: 03
  • Parcel: 160-30-03-019
  • Block: 3
  • Municipality: RADCLIFF (CITY)
  • Latitude: 37.846
  • Longitude: -85.9362

    Address

  • Full Address: 407 E Spring St
  • Address - House Number: 407
  • Street Direction: E
  • Address - Street Name: Spring
  • Address - Suffix Type: St
  • State: KY
  • City Name: Radcliff
  • Carrier Code: C009
  • 4-Digit Zip Code: 1353
  • Zip Code: 40160

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $118

    Appraisal Valuation

  • Standard Deviation: 0.274
  • Valuation Date: Nov 08, 2023
  • Confidence Score: 60
  • Final Value: 158,415
  • High Value: 201,833
  • Low Value: 114,996

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $596,299
  • First Open Lien Mortgage Lender: PEOPLES CHOICE HOME LOAN INC
  • First Open Lien Mortgage Recording Date: Feb 17, 2006
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $544,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2036
  • Second Open Lien Mortgage Lender: QUICKEN LOAN INC
  • Second Open Lien Mortgage Recording Date: Oct 04, 2018
  • Second Open Lien Mortgage Loan Amount: $52,299
  • Second Open Lien Mortgage Term: 170
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Jan 01, 2033

    Market Valuation

  • Market Total Value: $81,700
  • Market Land Value: $13,800
  • Market Improvement Value: $67,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $81,700
  • Assessed Land Value: $13,800
  • Assessed Improvements Value: $67,900

About Radcliff



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Frequently Asked Questions

What neighborhood is 407 East Spring Street located in?
The 407 East Spring Street is a located in the neighborhood of Hardin in Radcliff, Radcliff.
What is the average sales price for listings in 407 East Spring Street?
The average sales price for units in 407 East Spring Street is $0 currently.

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