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407 4th Street Northwest

407 4th Street Northwest, Altoona, IA 50009
Property in Polk
Sold Jun 19, 2020
$225,000
$218,250 by Fairway Independent Mortgage C
Mortgage Due Jul 01, 2050
Sold Dec 21, 2010
Transfer
$134,135 by Wells Fargo Bank Na
Mortgage Due Jan 01, 2041
Local assessors in Altoona, IA have categorized 407 4th Street Northwest as a residential type of property. The home was built in 2001 and is 23 years old. The property's lot size has been calculated to be 8,833 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 407 4th Street Northwest has a total of 1,242 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 441 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 407 4th Street Northwest sold most recently in Jun 17, 2020 for a total of $225,000. If you work out the math, that's approximately a cost of $77.61 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,180 in taxes each year. 407 4th Street Northwest was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $253,900. If we break it down further, the land itself was valued at $46,800. Improvements to the property, however, were assessed at a total of $207,100. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,216
  • Garage Type: Attached
  • Garage Square Area: 441
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,833
  • Lot Size Frontage Feet: 700
  • Total Building Area: 2,899
  • Gross Building Area: 2,899
  • Building Area: 1,242
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,242
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: STONE PRAIRIE PLAT 1
  • Land Acres: 0.203
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 2 STONE PRAIRIE PLAT 1

Ownership

  • Current Owner : BROWN ERIC D
  • Current Owner 2: BROWN HOLLY A
  • Previous Owner : DILLING JEREMY
  • Previous Owner 2: DILLING SARAH
  • Owner Before Previous Owner: FEDERAL HOME LOAN MORTGAGE CORPORATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Southeast Polk Community School District
  • Census Tract: 010703

Geography

  • Assessors Map Reference: 0687
  • District: 171
  • Parcel: 171/00511-040-002
  • Lot: 2
  • Municipality: ALTOONA
  • Latitude: 41.6547
  • Longitude: -93.4688

    Address

  • Full Address: 407 4th St Nw
  • Address - House Number: 407
  • Street Segment Direction: NW
  • Address - Street Name: 4th
  • Address - Suffix Type: St
  • State: IA
  • City Name: Altoona
  • Carrier Code: C002
  • 4-Digit Zip Code: 3403
  • Zip Code: 50009

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,180

    Appraisal Valuation

  • Standard Deviation: 0.1785
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 76
  • Final Value: 291,165
  • High Value: 343,149
  • Low Value: 239,181

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $218,250
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Jun 19, 2020
  • First Open Lien Mortgage Loan Amount: $218,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $253,900
  • Market Land Value: $46,800
  • Market Improvement Value: $207,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $253,900
  • Assessed Land Value: $46,800
  • Assessed Improvements Value: $207,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 17, 2020
  • Current Sale Recording Date: Jun 19, 2020
  • Current Sale Transaction ID: 11768779162
  • Current Sale Price: $225,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019-00110519
  • Previous Sale Recording Date: Dec 21, 2010
  • Previous Sale Contract Date: Dec 14, 2010
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Jun 19, 2020
  • First Mortgage Loan Amount: $218,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Dec 21, 2010
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $134,135
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2041

About Altoona



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Frequently Asked Questions

What neighborhood is 407 4th Street Northwest located in?
The 407 4th Street Northwest is a located in the neighborhood of Polk in Altoona, Altoona.
What is the average sales price for listings in 407 4th Street Northwest?
The average sales price for units in 407 4th Street Northwest is $0 currently.

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