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406 West Water Street

406 West Water Street, Cambridge, WI 53523
House in Cambridge
Sold Apr 04, 2022
$285,700
Seller
$271,415 by Fort Community Credit Union
Mortgage Due Apr 01, 2052
Sold Jul 27, 2021
$180,000
$180,000 by Bank Of Deerfield
Mortgage
Local assessors in Cambridge, WI have categorized 406 West Water Street as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 8,625 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 1 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 406 West Water Street has a total of 1,248 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 576 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Lots of wood were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. The property was last sold in Apr 1, 2022 for $285,700. That's $228.93 per sqft. Prior to that sales transaction, the property was also sold in Jul 6, 2021 for $180,000. 406 West Water Street was last assessed in 2022. The total value of the property was assessed at $202,100. Specifically, the land the property is located on was valued at $44,200. While improvements on the property were assessed at a total of $157,900. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,827. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,625
  • Total Building Area: 1,248
  • Building Area: 1,248
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,248
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WEST CAMBRIDGE ADDN
  • Land Acres: 0.198
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: WEST CAMBRIDGE ADDN BLOCK 3 PRT LOT 9 BLOCK 3 LYG WITHIN FOL-DESCR COM SE COR SD BLK TH S61DEG2104W 117.84 FT TO POB TH CONT S61DEG2104W 91.32 FT TH N1DEG10 20E 129.27 FT TH S88DEG14E 68.97 FT TH S5DEG5210E 83.77 FT TO POB SUBJ TO D RVWY ESMTS & UTIL

Ownership

  • Current Owner : STENGEL KEITH
  • Previous Owner : JULIE LUND
  • Owner Before Previous Owner: FREIBURGER DAVID
  • Owner Before Previous Owner 2: FREIBURGER PATRICIA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cambridge School District
  • School Tax School District: CAMBRIDGE SD
  • Census Tract: 011900

Geography

  • Assessors Map Reference: MB 263000
  • Parcel: 0612-121-4689-8
  • Block: 3
  • Lot: 9
  • Meridian: SEC 12 TWN 06N RNG 12E
  • Municipality: VILLAGE OF CAMBRIDGE
  • Latitude: 43.0023
  • Longitude: -89.0217

    Address

  • Full Address: 406 W Water St
  • Address - House Number: 406
  • Street Direction: W
  • Address - Street Name: Water
  • Address - Suffix Type: St
  • State: WI
  • City Name: Cambridge
  • Carrier Code: R094
  • 4-Digit Zip Code: 9486
  • Zip Code: 53523

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,827
  • Tax Rate Code Area: 111

    Appraisal Valuation

  • Standard Deviation: 0.1661
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 79
  • Final Value: 287,650
  • High Value: 335,441
  • Low Value: 239,860

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $271,415
  • First Open Lien Mortgage Lender: FORT COMMUNITY CREDIT UNION
  • First Open Lien Mortgage Recording Date: Apr 04, 2022
  • First Open Lien Mortgage Loan Amount: $271,415
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2052

    Market Valuation

  • Market Total Value: $172,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $202,100
  • Assessed Land Value: $44,200
  • Assessed Improvements Value: $157,900

    Sales

  • Current Sale Contract Date: Apr 01, 2022
  • Current Sale Recording Date: Apr 04, 2022
  • Current Sale Transaction ID: 11884030763
  • Current Sale Price: $285,700
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 5823597
  • Previous Sale Recording Date: Jul 27, 2021
  • Previous Sale Contract Date: Jul 06, 2021
  • Previous Sale Amount: $180,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FORT COMMUNITY CREDIT UNION
  • First Mortgage Transaction Date: Apr 04, 2022
  • First Mortgage Loan Amount: $271,415
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF DEERFIELD
  • Previous Mortgage Transaction Date: Jul 27, 2021
  • Previous Mortgage Loan Amount: $180,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Cambridge



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Frequently Asked Questions

What neighborhood is 406 West Water Street located in?
The 406 West Water Street is a house located in the neighborhood of Cambridge in Cambridge, Cambridge.
What is the average sales price for listings in 406 West Water Street?
The average sales price for units in 406 West Water Street is $0 currently.

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