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406 Cobblestone Court

406 Cobblestone Court, Oswego, IL 60543
Townhouse in Oswego
1 Units For Sale
Unit for sale at 406 Cobblestone Court, Oswego, IL 60543

$230,000

  • 2 Beds
  • 2.5 Baths
  • 1,392 ft²
406 Cobblestone Court, Oswego, IL 60543 Listing by Leda Quiaro

This has been categorized as a residential property type. There are a total of 2 floors. In total, the area measurement of the land is 2,058 square feet.

Learn more about the property and building on this page. For those who need parking, there is a attached garage. There is one available parking space. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 406 Cobblestone Court sold most recently in Nov 16, 2023 for a total of $230,000. Before that, the property was also sold for $164,000 in Jul 22, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,611 in taxes each year. 406 Cobblestone Court was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $57,062. If we break it down further, the land itself was valued at $11,951. Improvements to the property, however, were assessed at a total of $45,111. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking

Condition

New Construction
This property description is generated based on publicly available data.

1 Past Sales

Date Unit Beds Baths Sqft Price Closed Owner Listed By
20200302
03/02/2020
2 Bed
3 Bath
1392 ft²
$174,900
bedrooms
2 Bed
bathrooms
3 Bath
square feet
1392 ft²
$164,000 -6.23%
09/29/2020
James Conway

Building Info

Overview

    General

  • Building Count: 1
  • Bedroom Count: 0
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,058
  • Total Building Area: 0
  • Building Area: 1,392

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: KENDALL POINT BUSINESS CENTER
  • Land Acres: 0.046
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: LT 3 OF LT 30 AMENDED PLAT OF KENDALL POINT BUSINESS CENTER RESUB NO 2 OF KENDALL POINT BUSINESS CENTER UNIT 5 VILLAGE OF OSWEGO

Ownership

  • Current Owner : CHUDINA NINA
  • Current Owner 2: CHUDINA LIUDMILA
  • Previous Owner : JAIME ELISABETH
  • Owner Before Previous Owner: WILMINGTON SAVINGS FUND SOCIETY FSB
  • Ownership Rights Codes: Married Woman as her sole & separate property

Neighborhood

  • School District Name: Oswego Community Unit School District 308
  • Census Tract: 890103

Geography

  • Assessors Map Reference: 3200-B6
  • Parcel: 03-03-152-016
  • Lot: 3,30
  • Municipality: OSWEGO TOWNSHIP
  • Latitude: 41.7158
  • Longitude: -88.3138

    Address

  • Full Address: 406 Cobblestone Ct
  • Address - House Number: 406
  • Address - Street Name: Cobblestone
  • Address - Suffix Type: Ct
  • State: IL
  • City Name: Oswego
  • Carrier Code: R023
  • 4-Digit Zip Code: 8417
  • Zip Code: 60543

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,611
  • Tax Rate Code Area: OS008

    Appraisal Valuation

  • Standard Deviation: 0.0918
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 92
  • Final Value: 228,106
  • High Value: 249,056
  • Low Value: 207,156

    Market Valuation

  • Market Total Value: $171,186
  • Market Land Value: $35,853
  • Market Improvement Value: $135,333

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $57,062
  • Assessed Land Value: $11,951
  • Assessed Improvements Value: $45,111

    Sales

  • Current Sale Contract Date: Nov 16, 2023
  • Current Sale Recording Date: Dec 07, 2023
  • Current Sale Transaction ID: 11917801857
  • Current Sale Price: $230,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 14053
  • Previous Sale Recording Date: Sep 29, 2020
  • Previous Sale Contract Date: Jul 22, 2020
  • Previous Sale Amount: $164,000
  • Previous Sale Document Type: Special Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: ALLIED FIRST BANK SB
  • Previous Mortgage Transaction Date: Sep 29, 2020
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $131,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2050

About Oswego



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Frequently Asked Questions

What neighborhood is 406 Cobblestone Court located in?
The 406 Cobblestone Court is a townhouse located in the neighborhood of Oswego in Oswego, Oswego.
How many listings are currently for sale in 406 Cobblestone Court?
This is a single-family home. The property is currently on the market for sale.
What is the average sales price for listings in 406 Cobblestone Court?
The average sales price for units in 406 Cobblestone Court is $164,900 , or $118/sqft. currently.

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