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405 River Park Road

405 River Park Road, Belmont, NC 28012
Property in Gaston
Sold Jan 29, 2015
$122,000
$97,600 by American Security Mortgage Cor
Mortgage Due Feb 01, 2045
Sold Oct 15, 2007
$127,000
$126,740 by Sph Mortgage Llc
Mortgage Due Nov 01, 2037
405 River Park Road in Belmont, NC was first built in 2007 and is 17 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a townhouse style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 405 River Park Road has 1,101 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 871 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of composition shingle. The quality of the control joints have been graded by the local assessor with a letter grade of B-. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 405 River Park Road sold most recently in Jan 25, 2015 for a total of $122,000. If you work out the math, that's approximately a cost of $110.81 per sqft. Before that, the property was also sold for $127,000 in Oct 12, 2007. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $2,339 in taxes each year. 405 River Park Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $230,490. If we break it down further, the land itself was valued at $38,000. Improvements to the property, however, were assessed at a total of $192,490. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: B-
  • Building Style: Townhouse
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 871
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,101
  • Building Area: 1,101
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,101
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WATERS EDGE
  • Land Acres: 0.02
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: WATERS EDGE BLDG 30 L 52 15 022 005 05 000

Ownership

  • Current Owner : GIBBS KIMBERLY ANN
  • Previous Owner : BEAM JESSE T
  • Previous Owner 2: BEAM MEREDITH R
  • Owner Before Previous Owner: STANDARD PACIFIC OF THE CAROLINAS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: MOUNT HOLLY CIT
  • Census Tract: 031203

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: MP 74 PG 107
  • District: MOUNT HOLLY
  • Parcel: 213318
  • Municipality: MOUNT HOLLY CITY
  • Latitude: 35.2653
  • Longitude: -81.0213

    Address

  • Full Address: 405 River Park Rd
  • Address - House Number: 405
  • Address - Street Name: River Park
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Belmont
  • Carrier Code: C007
  • 4-Digit Zip Code: 2994
  • Zip Code: 28012

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,339

    Appraisal Valuation

  • Standard Deviation: 0.2128
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 71
  • Final Value: 303,884
  • High Value: 368,578
  • Low Value: 239,189

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $97,600
  • First Open Lien Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Open Lien Mortgage Recording Date: Jan 29, 2015
  • First Open Lien Mortgage Loan Amount: $97,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2045

    Market Valuation

  • Market Total Value: $144,280
  • Market Land Value: $32,500
  • Market Improvement Value: $111,780

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $230,490
  • Assessed Land Value: $38,000
  • Assessed Improvements Value: $192,490

    Sales

  • Current Sale Contract Date: Jan 25, 2015
  • Current Sale Recording Date: Jan 29, 2015
  • Current Sale Transaction ID: 1170451899
  • Current Sale Price: $122,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 15, 2007
  • Previous Sale Contract Date: Oct 12, 2007
  • Previous Sale Amount: $127,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Mortgage Transaction Date: Jan 29, 2015
  • First Mortgage Loan Amount: $97,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: SPH MORTGAGE LLC
  • Previous Mortgage Transaction Date: Oct 15, 2007
  • Previous Mortgage Loan Amount: $126,740
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Nov 01, 2037

About Mount Holly



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Frequently Asked Questions

What neighborhood is 405 River Park Road located in?
The 405 River Park Road is a located in the neighborhood of Gaston in Mount Holly, Belmont.
What is the average sales price for listings in 405 River Park Road?
The average sales price for units in 405 River Park Road is $0 currently.

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