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405 Ivy Court

405 Ivy Court, Pearl, MS 39208
Property in Rankin
Sold May 18, 2010
$137,500
$135,672 by Primelending
Mortgage Due Jun 01, 2040
Sold Oct 11, 2007
$165,600
$132,500 by Bankplus
Mortgage Due Apr 03, 2008
405 Ivy Court has been categorized by the local assessors in Pearl, MS as a residential type of property. The building on the property was first built in 2008 and is 16 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 405 Ivy Court has 1,508 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 14,413 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as excellent. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a hip style roof made of shingle (not wood). The exterior walls of the building are made of brick veneer. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in May 14, 2010 for $137,500. That's $74.16 per sqft. Prior to that sales transaction, the property was also sold in Oct 5, 2007 for $165,600. 405 Ivy Court was last assessed in 2023. The total value of the property was assessed at $15,214. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,624. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Excellent
  • Building Quality: C
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 14,413
  • Total Building Area: 1,854
  • Gross Building Area: 1,854
  • Building Area: 1,854
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,508
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WHISPERING OAKS
  • Land Acres: 0.33
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: LOT 29 WHISPERING OAKS PLAT D-279 5-29-07

Ownership

  • Current Owner : PHILLIPS KAYLA R
  • Current Owner 2: PHILLIPS JODIE
  • Owner Before Previous Owner: O'NEAL-HOLLIMAN CORPORATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Pearl Public School District
  • Census Tract: 020301

Geography

  • Account Number: 74421
  • District: 351
  • Parcel: F09F000022 00290
  • Lot: 29
  • Meridian: SEC 09 TWN 05N RNG 02E
  • Municipality: PEARL
  • Latitude: 32.2917
  • Longitude: -90.0938

    Address

  • Full Address: 405 Ivy Ct
  • Address - House Number: 405
  • Address - Street Name: Ivy
  • Address - Suffix Type: Ct
  • State: MS
  • City Name: Pearl
  • Carrier Code: C008
  • 4-Digit Zip Code: 4154
  • Zip Code: 39208

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,624
  • Tax Rate Code Area: 551

    Appraisal Valuation

  • Standard Deviation: 0.1748
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 77
  • Final Value: 245,365
  • High Value: 288,273
  • Low Value: 202,458

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $135,672
  • First Open Lien Mortgage Lender: PRIMELENDING
  • First Open Lien Mortgage Recording Date: May 18, 2010
  • First Open Lien Mortgage Loan Amount: $135,672
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2040

    Market Valuation

  • Market Total Value: $152,140
  • Market Land Value: $29,500
  • Market Improvement Value: $122,640

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $15,214

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 14, 2010
  • Current Sale Recording Date: May 18, 2010
  • Current Sale Transaction ID: 1187747399
  • Current Sale Price: $137,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 11, 2007
  • Previous Sale Contract Date: Oct 05, 2007
  • Previous Sale Amount: $165,600
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PRIMELENDING
  • First Mortgage Transaction Date: May 18, 2010
  • First Mortgage Loan Amount: $135,672
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2040

    Previous Mortgages

  • Previous Mortgage Lender: BANKPLUS
  • Previous Mortgage Transaction Date: Oct 11, 2007
  • Previous Mortgage Loan Amount: $132,500
  • Previous Mortgage Term: 5
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Apr 03, 2008

About Pearl



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Nearby Rentals

Unit for rent at 4171 Nancy Street, Pearl, MS, 39208

$1,500 /mo

  • 3 Beds
  • 1 Bath
  • 913 ft²
4171 Nancy Street, Pearl, MS, 39208 Listing by Tyler Barnett

Frequently Asked Questions

What neighborhood is 405 Ivy Court located in?
The 405 Ivy Court is a located in the neighborhood of Rankin in Pearl, Pearl.
What is the average sales price for listings in 405 Ivy Court?
The average sales price for units in 405 Ivy Court is $0 currently.

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