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404 East Ann Street

404 East Ann Street, Belding, MI 48809
Property in Belding
Sold Sep 22, 2005
$114,400
$91,520 by Oak Street Mortgage Llc
Mortgage Due Oct 01, 2035
404 East Ann Street in Belding, MI was first built in 1900 and is 124 years old. Although, the building on the property was most recently renovated and altered in 1978. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 404 East Ann Street has 1,506 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 660 ft and the linear feet between the front and back of the lot is 1,320. In total, the area measurement of the land is 8,712 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a garage. The garage is 440 sqft. There are a total of 2 available parking spaces. The exterior walls of the home are made of wood siding. As for heating, the home is utilizing a forced air unit. The property was last sold in Sep 6, 2005 for $114,400. That's $75.96 per sqft. 404 East Ann Street was last assessed in 2023. The total value of the property was assessed at $59,100. Specifically, the land the property is located on was valued at $11,300. While improvements on the property were assessed at a total of $47,800. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,391. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1978
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 5
  • Exterior Walls Type: Wood siding
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 588
  • Garage Type: Garage
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 660
  • Total Building Area: 1,506
  • Building Area: 1,506
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,506
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CITY OF BELDING GOODINGS ADD
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CITY OF BELDING GOODINGS ADDN LOT 2

Ownership

  • Current Owner : REED MARY
  • Previous Owner : TROSKE JOSEPH
  • Previous Owner 2: TROSKE APOSTOLIA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Belding Area School District
  • School Tax School District: BELDING AREA
  • Census Tract: 030200

Zoning

  • Zoning: R-2

Geography

  • District: 403
  • Parcel: 34-403-150-000-002-00
  • Lot: 2
  • Municipality: CITY OF BELDING
  • Latitude: 43.0926
  • Longitude: -85.2248

    Address

  • Full Address: 404 E Ann St
  • Address - House Number: 404
  • Street Direction: E
  • Address - Street Name: Ann
  • Address - Suffix Type: St
  • State: MI
  • City Name: Belding
  • Carrier Code: C001
  • 4-Digit Zip Code: 2016
  • Zip Code: 48809

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,391
  • Tax Rate Code Area: 401

    Appraisal Valuation

  • Standard Deviation: 0.2193
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 69
  • Final Value: 186,818
  • High Value: 227,794
  • Low Value: 145,841

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $91,520
  • First Open Lien Mortgage Lender: OAK STREET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Sep 22, 2005
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $91,520
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2035

    Market Valuation

  • Market Total Value: $118,200
  • Market Land Value: $22,600
  • Market Improvement Value: $95,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $59,100
  • Assessed Land Value: $11,300
  • Assessed Improvements Value: $47,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 06, 2005
  • Current Sale Recording Date: Sep 22, 2005
  • Current Sale Transaction ID: 1184808751
  • Current Sale Price: $114,400
  • Current Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: OAK STREET MORTGAGE LLC
  • First Mortgage Transaction Date: Sep 22, 2005
  • First Mortgage Loan Amount: $91,520
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Oct 01, 2035

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Belding



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Frequently Asked Questions

What neighborhood is 404 East Ann Street located in?
The 404 East Ann Street is a located in the neighborhood of Belding in Belding, Belding.
What is the average sales price for listings in 404 East Ann Street?
The average sales price for units in 404 East Ann Street is $0 currently.

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