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40344 Waterview Drive

40344 Waterview Drive, Mechanicsville, MD 20659
Property
Sold Jun 09, 2021
$315,000
$299,250 by Truist Bank
Mortgage Due Jul 01, 2051
Sold Oct 03, 1988
$195,000
$95,000
Mortgage
40344 Waterview Drive in Mechanicsville, MD was first built in 1982 and is 42 years old. This has been categorized as a residential property type. There are a total of 2 floors. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 40344 Waterview Drive has 2,070 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 24,338 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a spa or hot tub but no pool on the property. The roof of the home is made of composition shingle. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 768 sqft. There are a total of 3 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing electric heaters and being fueled with electricity. The property was last sold in Jun 1, 2021 for $315,000. That's $152.17 per sqft. Prior to that sales transaction, the property was also sold in Oct 3, 1988 for $195,000. 40344 Waterview Drive was last assessed in 2023. The total value of the property was assessed at $508,933. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,503. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1982
  • Effective Year Built: 1982
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Construction Type: Frame
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 768
  • Parking Space Count: 3
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 24,338
  • Total Building Area: 2,070
  • Gross Building Area: 2,070
  • Building Area: 2,070
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Electric
  • Heated Square Feet: 2,070
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Yes
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GOLDEN BEACH
  • Land Acres: 0.559
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 23 PLAT 1 SECTION 1 GOLDEN BEACH

Ownership

  • Current Owner : SIKO STEVEN A
  • Previous Owner : SIKO WILLIAM P
  • Previous Owner 2: DAVIS NELLIE A
  • Owner Before Previous Owner: LIPKEY GEORGE L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Marys County Public Schools
  • Census Tract: 875000

Zoning

  • Zoning: RNC

Geography

  • Assessors Map Reference: 5A 19 1
  • Account Number: 014034
  • District: 05
  • Section: 1
  • Parcel: 05-014034
  • Lot: 23
  • Latitude: 38.4952
  • Longitude: -76.6799

    Address

  • Full Address: 40344 Waterview Dr
  • Address - House Number: 40344
  • Address - Street Name: Waterview
  • Address - Suffix Type: Dr
  • State: MD
  • City Name: Mechanicsville
  • Carrier Code: R002
  • 4-Digit Zip Code: 2450
  • Zip Code: 20659

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,503

    Appraisal Valuation

  • Standard Deviation: 0.1986
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 73
  • Final Value: 364,167
  • High Value: 436,503
  • Low Value: 291,831

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $299,250
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Jun 09, 2021
  • First Open Lien Mortgage Loan Amount: $299,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $522,900
  • Market Land Value: $295,400
  • Market Improvement Value: $227,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $508,933

    Sales

  • Current Sale Contract Date: Jun 01, 2021
  • Current Sale Recording Date: Jun 09, 2021
  • Current Sale Transaction ID: 11841498422
  • Current Sale Price: $315,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Oct 03, 1988
  • Previous Sale Contract Date: Oct 03, 1988
  • Previous Sale Amount: $195,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Jun 09, 2021
  • First Mortgage Loan Amount: $299,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Transaction Date: Oct 03, 1988
  • Previous Mortgage Loan Amount: $95,000

About Golden Beach



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Frequently Asked Questions

What neighborhood is 40344 Waterview Drive located in?
The 40344 Waterview Drive is a located in the neighborhood of in Golden Beach, Mechanicsville.
What is the average sales price for listings in 40344 Waterview Drive?
The average sales price for units in 40344 Waterview Drive is $0 currently.

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