Check Availability

4022 Saddlehorn Bend Southwest

4022 Saddlehorn Bend Southwest, Decatur, AL 35603
Property in Morgan
Sold Jun 15, 2018
$27,500
$235,293 by Redstone Fcu
Mortgage Due Mar 01, 2049
Sold Mar 08, 2018
$42,000
$37,800 by Redstone Fcu
Mortgage Due Apr 01, 2033
Local assessors in Decatur, AL have categorized 4022 Saddlehorn Bend Southwest as a residential type of property. The home was built in 2018 and is 6 years old. It was most recently renovated and altered in 2019. The property's lot size has been calculated to be 25,146 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4022 Saddlehorn Bend Southwest has a total of 2,605 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 447 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is fair. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable or hip style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in May 31, 2018 for $27,500. That's $10.56 per sqft. Prior to that sales transaction, the property was also sold in Mar 7, 2018 for $42,000. 4022 Saddlehorn Bend Southwest was last assessed in 2023. The total value of the property was assessed at $29,130. Specifically, the land the property is located on was valued at $5,000. While improvements on the property were assessed at a total of $24,130. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,109. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2019
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Fair
  • Building Quality: C+
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Ceramic
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 447
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 25,146
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,605
  • Building Area: 2,605
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,605
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE FARM
  • Land Acres: 0.577
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 50, THE FARM, MB 2003, PG. 13, SEC 7, T6S, R4W

Ownership

  • Current Owner : HUTCHINGS DONALD E
  • Current Owner 2: HUTCHINGS SHARON E
  • Previous Owner : HUTCHINGS DONALD E
  • Owner Before Previous Owner: WILLIMS CHARLES
  • Owner Before Previous Owner 2: WILLIMS NANCY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Decatur City School District
  • School Tax School District: DECATUR
  • Census Tract: 005105

Geography

  • Account Number: 120425
  • Parcel: 12-03-07-0-000-057.000
  • Lot: 50
  • Meridian: SEC 07 TWN 6S RNG 4W
  • Municipality: DECATUR
  • Latitude: 34.5329
  • Longitude: -86.9922

    Address

  • Full Address: 4022 Saddlehorn Bnd Sw
  • Address - House Number: 4022
  • Street Segment Direction: SW
  • Address - Street Name: Saddlehorn
  • Address - Suffix Type: Bnd
  • State: AL
  • City Name: Decatur
  • Carrier Code: R006
  • 4-Digit Zip Code: 3228
  • Zip Code: 35603

Valuation

    Tax

  • Total Area: 2,923
  • Tax Year: 2023
  • Tax Amount: $1,109
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.4767
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 4
  • Final Value: 349,341
  • High Value: 515,881
  • Low Value: 182,800

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $235,293
  • First Open Lien Mortgage Lender: REDSTONE FCU
  • First Open Lien Mortgage Recording Date: Jun 15, 2018
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $235,293
  • First Open Lien Mortgage Term: 368
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Building or Construction Loan
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2049

    Market Valuation

  • Market Total Value: $291,300
  • Market Land Value: $50,000
  • Market Improvement Value: $241,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $29,130
  • Assessed Land Value: $5,000
  • Assessed Improvements Value: $24,130

    Exemptions

  • Senior Citizen Exemption : Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 31, 2018
  • Current Sale Recording Date: Jun 15, 2018
  • Current Sale Transaction ID: 11482960324
  • Current Sale Price: $27,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Mar 08, 2018
  • Previous Sale Contract Date: Mar 07, 2018
  • Previous Sale Amount: $42,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: REDSTONE FCU
  • First Mortgage Transaction Date: Jun 15, 2018
  • First Mortgage Loan Amount: $235,293
  • First Mortgage Terms: 368
  • First Mortgage Loan Type: Building or Construction Loan
  • First Mortgage Loan Due Date: Mar 01, 2049

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: REDSTONE FCU
  • Previous Mortgage Transaction Date: Mar 08, 2018
  • Previous Mortgage Loan Amount: $37,800
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Apr 01, 2033

About Decatur



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 4022 Saddlehorn Bend Southwest located in?
The 4022 Saddlehorn Bend Southwest is a located in the neighborhood of Morgan in Decatur, Decatur.
What is the average sales price for listings in 4022 Saddlehorn Bend Southwest?
The average sales price for units in 4022 Saddlehorn Bend Southwest is $0 currently.

Quantcast