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402 Polk Drive

402 Polk Drive, Spotsylvania, VA 22551
Property in Spotsylvania
Sold Mar 04, 2021
$245,500
$241,052 by Movement Mortgage Llc
Mortgage
Sold Dec 30, 2002
$135,000
$121,500 by Suntrust Mortgage Inc
Mortgage
Local assessors in Spotsylvania, VA have categorized 402 Polk Drive as a residential type of property. The home was built in 1979 and is 45 years old. The property's lot size has been calculated to be 14,081 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 402 Polk Drive has a total of 1,392 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a roof that is made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. The property was last sold in Mar 2, 2021 for $245,500. That's $176.36 per sqft. Prior to that sales transaction, the property was also sold in Dec 27, 2002 for $135,000. 402 Polk Drive was last assessed in 2022. The total value of the property was assessed at $212,700. Specifically, the land the property is located on was valued at $105,000. While improvements on the property were assessed at a total of $107,700. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,569. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 14,081
  • Total Building Area: 1,392
  • Building Area: 1,392
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,392
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SPOTSLEE
  • Land Acres: 0.323
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SPOTSLEE SUB LOT 105 SEC 2

Ownership

  • Current Owner : PUGH JACQUELINE MICHELLE
  • Current Owner 2: PUGH ROLAND ALFRED
  • Previous Owner : FETSKO LAURIE
  • Previous Owner 2: FETSKO JAMES S
  • Owner Before Previous Owner: CHAPLIN STEVE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Spotsylvania County Public Schools
  • School Tax School District: COURTLAND
  • Census Tract: 020311

Zoning

  • Zoning: RU - RURAL

Geography

  • District: 4
  • Section: 2
  • Parcel: 47A-8-105
  • Lot: 105
  • Municipality: COURTLAND
  • Latitude: 38.202
  • Longitude: -77.5961

    Address

  • Full Address: 402 Polk Dr
  • Address - House Number: 402
  • Address - Street Name: Polk
  • Address - Suffix Type: Dr
  • State: VA
  • City Name: Spotsylvania
  • Carrier Code: R023
  • 4-Digit Zip Code: 8762
  • Zip Code: 22551

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,569

    Appraisal Valuation

  • Standard Deviation: 0.1514
  • Valuation Date: Sep 21, 2022
  • Confidence Score: 81
  • Final Value: 328,109
  • High Value: 377,804
  • Low Value: 278,414

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $241,052
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Mar 04, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $241,052
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Market Valuation

  • Market Total Value: $212,700
  • Market Land Value: $105,000
  • Market Improvement Value: $107,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $212,700
  • Assessed Land Value: $105,000
  • Assessed Improvements Value: $107,700

    Sales

  • Current Sale Contract Date: Mar 02, 2021
  • Current Sale Recording Date: Mar 04, 2021
  • Current Sale Transaction ID: 11823690020
  • Current Sale Price: $245,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 210006388
  • Previous Sale Recording Date: Dec 30, 2002
  • Previous Sale Contract Date: Dec 27, 2002
  • Previous Sale Amount: $135,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE LLC
  • First Mortgage Transaction Date: Mar 04, 2021
  • First Mortgage Loan Amount: $241,052
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: SUNTRUST MORTGAGE INC
  • Previous Mortgage Transaction Date: Dec 30, 2002
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $121,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Spotsylvania Courthouse



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Frequently Asked Questions

What neighborhood is 402 Polk Drive located in?
The 402 Polk Drive is a located in the neighborhood of Spotsylvania in Spotsylvania Courthouse, Spotsylvania.
What is the average sales price for listings in 402 Polk Drive?
The average sales price for units in 402 Polk Drive is $255,000 , or $183/sqft. currently.

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