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402 North 4th Street

402 North 4th Street, Saint Charles, MO 63301
Property in Saint Charles
Sold Jun 22, 2020
$180,300
$144,200 by Flat Branch Home Loans Inc
Mortgage Due Jul 01, 2050
Sold Jun 22, 2020
$191,786
$144,200 by Flat Branch Mortgage Inc
Mortgage
402 North 4th Street has been categorized by the local assessors in Saint Charles, MO as a residential type of property. The building on the property was first built in 1888 and is 136 years old. The home has a total of 12 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 402 North 4th Street has 2,778 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,450 ft and across the front of the lot is 600 ft. The area measurement of the land has been determined as 8,700 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a duplex style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of asphalt. The exterior walls of the building are made of masonry. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 402 North 4th Street was last sold in Jun 16, 2020 for $180,300. According to our calculations, that's $40.44 per sqft. Prior to that sales transaction, the property was sold for $191,786 in Jun 16, 2020. Current property owners are expected to pay $2,828 in taxes per year. The property on 402 North 4th Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $49,736. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1888
  • Effective Year Built: 1888
  • Building Count: 1
  • Total Rooms: 12
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Duplex
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,680
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 8,700
  • Lot Size Depth Feet: 1,450
  • Lot Size Frontage Feet: 600
  • Total Building Area: 4,458
  • Gross Building Area: 4,458
  • Building Area: 2,778
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,778
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 0.2
  • Standard Land Use Code: Duplex (2 units, any combination)
  • County Land Use Code: Road (right-of-way)
  • Legal Description 1: PT CITY BLK 93

Ownership

  • Current Owner : ROSS SUTTON JESSICA ADRIENNE
  • Previous Owner : SUTTON JESSICA A
  • Previous Owner 2: SUTTON JESSICA ADRIENNE
  • Owner Before Previous Owner: ADRIENNE SUTTON JESSICA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles R-VI School District
  • School Tax School District: ST CHARLES
  • Census Tract: 310502

Zoning

  • Zoning: AC2

Geography

  • Account Number: 008160A000
  • District: 206
  • Parcel: 6-009D-B093-00-0011.0000000
  • Block: 93
  • Lot: 11
  • Municipality: ST CHARLES
  • Latitude: 38.785
  • Longitude: -90.4831

    Address

  • Full Address: 402 N 4th St
  • Address - House Number: 402
  • Street Direction: N
  • Address - Street Name: 4th
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C006
  • 4-Digit Zip Code: 2024
  • Zip Code: 63301

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,828
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.224
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 69
  • Final Value: 233,944
  • High Value: 286,363
  • Low Value: 181,524

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $144,200
  • First Open Lien Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Jun 22, 2020
  • First Open Lien Mortgage Loan Amount: $144,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $261,766
  • Market Land Value: $45,000
  • Market Improvement Value: $216,766

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $49,736

    Sales

  • Current Sale Contract Date: Jun 16, 2020
  • Current Sale Recording Date: Jun 22, 2020
  • Current Sale Transaction ID: 11769855978
  • Current Sale Price: $180,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20200622000426430
  • Previous Sale Recording Date: Jun 22, 2020
  • Previous Sale Contract Date: Jun 16, 2020
  • Previous Sale Amount: $191,786
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Mortgage Transaction Date: Jun 22, 2020
  • First Mortgage Loan Amount: $144,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FLAT BRANCH MORTGAGE INC
  • Previous Mortgage Transaction Date: Jun 22, 2020
  • Previous Mortgage Loan Amount: $144,200
  • Previous Mortgage Loan Type: New Conventional

About Saint Charles



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Frequently Asked Questions

What neighborhood is 402 North 4th Street located in?
The 402 North 4th Street is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 402 North 4th Street?
The average sales price for units in 402 North 4th Street is $0 currently.

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