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4019 Cambridge Crossing Drive

4019 Cambridge Crossing Drive, Saint Charles, MO 63304
Property in Saint Charles
Sold Dec 07, 2020
$274,100
$280,000 by Broker Solutions Inc
Mortgage Due Dec 01, 2050
Sold Mar 03, 2016
$232,500
$186,000 by Cornerstone Mortgage Inc
Mortgage Due Mar 01, 2031
Local assessors in Saint Charles, MO have categorized 4019 Cambridge Crossing Drive as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 10,019 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bi-level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4019 Cambridge Crossing Drive has a total of 2,808 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 990 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. The property was last sold in Nov 30, 2020 for $274,100. That's $80.01 per sqft. Prior to that sales transaction, the property was also sold in Feb 29, 2016 for $232,500. 4019 Cambridge Crossing Drive was last assessed in 2023. The total value of the property was assessed at $66,931. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,258. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Attached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Bi-level
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 990
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 3,426
  • Gross Building Area: 3,426
  • Building Area: 2,808
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,808
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CAMBRIDGE CROSSING #4
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CAMBRIDGE CROSSING #4 LOT 56

Ownership

  • Current Owner : SPEARMAN SHANE
  • Current Owner 2: SPEARMAN MARIE
  • Previous Owner : HOWARD STEVEN
  • Previous Owner 2: HOWARD LYDIA
  • Owner Before Previous Owner: HARRINGTON THOMAS PATRICK
  • Owner Before Previous Owner 2: HARRINGTON ANGELA D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311150

Geography

  • Account Number: A953000475
  • District: 200
  • Parcel: 3-0036-7069-00-0056.0000000
  • Lot: 56
  • Municipality: UNINCORPORATED
  • Latitude: 38.7291
  • Longitude: -90.5979

    Address

  • Full Address: 4019 Cambridge Crossing Dr
  • Address - House Number: 4019
  • Address - Street Name: Cambridge Crossing
  • Address - Suffix Type: Dr
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: R010
  • 4-Digit Zip Code: 6961
  • Zip Code: 63304

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,258
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.195
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 74
  • Final Value: 392,112
  • High Value: 468,593
  • Low Value: 315,631

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $280,000
  • First Open Lien Mortgage Lender: BROKER SOLUTIONS INC
  • First Open Lien Mortgage Recording Date: Dec 07, 2020
  • First Open Lien Mortgage Loan Amount: $280,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $352,268
  • Market Land Value: $50,000
  • Market Improvement Value: $302,268

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $66,931

    Sales

  • Current Sale Contract Date: Nov 30, 2020
  • Current Sale Recording Date: Dec 07, 2020
  • Current Sale Transaction ID: 11824923957
  • Current Sale Price: $274,100
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020R-095512
  • Previous Sale Recording Date: Mar 03, 2016
  • Previous Sale Contract Date: Feb 29, 2016
  • Previous Sale Amount: $232,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BROKER SOLUTIONS INC
  • First Mortgage Transaction Date: Dec 07, 2020
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Dec 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CORNERSTONE MORTGAGE INC
  • Previous Mortgage Transaction Date: Mar 03, 2016
  • Previous Mortgage Loan Amount: $186,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Mar 01, 2031

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Frequently Asked Questions

What neighborhood is 4019 Cambridge Crossing Drive located in?
The 4019 Cambridge Crossing Drive is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 4019 Cambridge Crossing Drive?
The average sales price for units in 4019 Cambridge Crossing Drive is $0 currently.

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