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401 South Howell Avenue

401 South Howell Avenue, Chattanooga, TN 37412
Property in East Ridge
Sold Oct 04, 2013
$103,000
$82,400 by Tennessee Valley Fcu
Mortgage Due Nov 01, 2043
Sold May 05, 2009
$90,000
$72,000 by Suntrust Mortgage Inc
Mortgage Due May 01, 2039
401 South Howell Avenue in Chattanooga, TN was first built in 1940 and is 84 years old. Although, the building on the property was most recently renovated and altered in 1980. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 401 South Howell Avenue has 1,195 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,550. In total, the area measurement of the land is 7,750 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a garage. There are a total of 4 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. As for heating, the home is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 401 South Howell Avenue was last sold in Oct 2, 2013 for $103,000. According to our calculations, that's $86.19 per sqft. Prior to that sales transaction, the property was sold for $90,000 in Apr 30, 2009. Current property owners are expected to pay $1,141 in taxes per year. The property on 401 South Howell Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $32,450. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1980
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 7,750
  • Lot Size Depth Feet: 1,550
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,195
  • Building Area: 1,195
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,195
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: HAMILTON PLACE
  • Land Acres: 0.177
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 47 BLK 12 HAMILTON PLACE PB 8 PG 35

Ownership

  • Current Owner : GROVES JOHN E
  • Current Owner 2: GROVES KATHRYN A
  • Previous Owner : GORDON JONATHAN L
  • Owner Before Previous Owner: FINE BILL

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011600

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MB 8 PG 35
  • Account Number: 0000113173
  • District: 2E
  • Parcel: 169B N 010
  • Lot: PT47
  • Municipality: EAST RIDGE
  • Latitude: 35.0049
  • Longitude: -85.229

    Address

  • Full Address: 401 S Howell Ave
  • Address - House Number: 401
  • Street Direction: S
  • Address - Street Name: Howell
  • Address - Suffix Type: Ave
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C017
  • 4-Digit Zip Code: 2925
  • Zip Code: 37412

Valuation

    Tax

  • Total Area: 1,252
  • Tax Year: 2023
  • Tax Amount: $1,141

    Appraisal Valuation

  • Standard Deviation: 0.2424
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 66
  • Final Value: 223,139
  • High Value: 277,244
  • Low Value: 169,034

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $82,400
  • First Open Lien Mortgage Lender: TENNESSEE VALLEY FCU
  • First Open Lien Mortgage Recording Date: Oct 04, 2013
  • First Open Lien Mortgage Loan Amount: $82,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2043

    Market Valuation

  • Market Total Value: $129,800
  • Market Land Value: $35,000
  • Market Improvement Value: $94,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $32,450

    Sales

  • Current Sale Contract Date: Oct 02, 2013
  • Current Sale Recording Date: Oct 04, 2013
  • Current Sale Transaction ID: 11449612011
  • Current Sale Price: $103,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2013100400198
  • Previous Sale Recording Date: May 05, 2009
  • Previous Sale Contract Date: Apr 30, 2009
  • Previous Sale Amount: $90,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TENNESSEE VALLEY FCU
  • First Mortgage Transaction Date: Oct 04, 2013
  • First Mortgage Loan Amount: $82,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2043

    Previous Mortgages

  • Previous Mortgage Lender: SUNTRUST MORTGAGE INC
  • Previous Mortgage Transaction Date: May 05, 2009
  • Previous Mortgage Loan Amount: $72,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: May 01, 2039

About East Ridge



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Frequently Asked Questions

What neighborhood is 401 South Howell Avenue located in?
The 401 South Howell Avenue is a located in the neighborhood of East Ridge in East Ridge, Chattanooga.
What is the average sales price for listings in 401 South Howell Avenue?
The average sales price for units in 401 South Howell Avenue is $0 currently.

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