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401 South 13th Street

401 South 13th Street, Saint Charles, IL 60174
Property in St. Charles
Sold Jan 08, 2020
$260,000
$187,900 by Guaranteed Rate Inc
Mortgage Due Dec 01, 2049
Sold Sep 22, 2015
$242,000
$249,986 by Quicken Loans Inc
Mortgage Due Oct 01, 2045
Local assessors in Saint Charles, IL have categorized 401 South 13th Street as a residential type of property. The home was built in 1956 and is 68 years old. It was most recently renovated and altered in 1969. The property's lot size has been calculated to be 13,050 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 401 South 13th Street has a total of 1,612 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,248 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The building has a hip style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 401 South 13th Street sold most recently in Nov 13, 2019 for a total of $260,000. If you work out the math, that's approximately a cost of $161.29 per sqft. Before that, the property was also sold for $242,000 in Sep 18, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,203 in taxes each year. 401 South 13th Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $95,212. If we break it down further, the land itself was valued at $27,669. Improvements to the property, however, were assessed at a total of $67,543. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1969
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 1,248
  • Garage Type: Detached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 13,050
  • Total Building Area: 1,612
  • Gross Building Area: 1,612
  • Building Area: 1,612
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,612
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LEIGH-JON MANOR
  • Land Acres: 0.3
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MAP AREA: 021-SW 7TH-RNDL

Ownership

  • Current Owner : BUTTA MARIA S
  • Previous Owner : FINCHER TIMOTHY
  • Previous Owner 2: FINNEGAN FINCHER BERNADETTE
  • Owner Before Previous Owner: GLENN FREDERICK
  • Owner Before Previous Owner 2: GLENN BARBARA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852201

Geography

  • Parcel: 09-33-179-009
  • Lot: 11,12
  • Municipality: SAINT CHARLES
  • Latitude: 41.908
  • Longitude: -88.3303

    Address

  • Full Address: 401 S 13th St
  • Address - House Number: 401
  • Street Direction: S
  • Address - Street Name: 13th
  • Address - Suffix Type: St
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C027
  • 4-Digit Zip Code: 3602
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,203
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1548
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 381,002
  • High Value: 439,984
  • Low Value: 322,020

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $212,800
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Jan 08, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $187,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049
  • Second Open Lien Mortgage Lender: BMO HARRIS BANK NA
  • Second Open Lien Mortgage Recording Date: Sep 08, 2020
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $24,900
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Sep 03, 2050

    Market Valuation

  • Market Total Value: $285,750
  • Market Land Value: $83,040
  • Market Improvement Value: $202,710

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $95,212
  • Assessed Land Value: $27,669
  • Assessed Improvements Value: $67,543

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 13, 2019
  • Current Sale Recording Date: Jan 08, 2020
  • Current Sale Transaction ID: 11713958148
  • Current Sale Price: $260,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020K001223
  • Previous Sale Recording Date: Sep 22, 2015
  • Previous Sale Contract Date: Sep 18, 2015
  • Previous Sale Amount: $242,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Jan 08, 2020
  • First Mortgage Loan Amount: $187,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2049

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Sep 22, 2015
  • Previous Mortgage Loan Amount: $249,986
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Oct 01, 2045

About St. Charles



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Frequently Asked Questions

What neighborhood is 401 South 13th Street located in?
The 401 South 13th Street is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 401 South 13th Street?
The average sales price for units in 401 South 13th Street is $0 currently.

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