by Global Lifestyle Properties

Check Availability
$1,525,000
↓ $155K (9.2%)
● House - For Sale

401 28TH STREET

HOLMES BEACH, FL 34217
bedrooms
3 Beds
bathrooms
2 Baths
square feet
1,656 Ft²
$8,815
Est. Monthly

About This Property

~Best Waterfront Value on the Island~
Welcome to your turn-key island retreat, a meticulously reimagined 3-bedroom, 2-bathroom waterfront home where thoughtful renovation meets serious boating credentials. Every inch of this property has been brought back to better-than-new condition through a complete renovation that included a comprehensive storm damage remediation strategy, giving you confidence in both the craftsmanship and the long-term resilience of your investment.
Boaters, take note: this property boasts the closest boat lift to the beach north of Cortez - just a short distance to the sand and surf, giving you the best of both worlds. A heavy-duty 13,000 lb private lift stands ready for your vessel. With a remarkable 200 feet of waterfront on the canal, you'll have room to spare for water toys, dockside lounging, and quick deep-water access to the Gulf. Whether you're chasing tarpon at sunrise or cruising to a sandbar at sunset, you're already there.
Step inside and discover an upgraded kitchen built for entertainers and home chefs alike, anchored by premium Thor appliances and an abundance of custom cabinetry that delivers both style and storage. The open layout flows seamlessly to your private outdoor oasis - a sparkling pool, relaxing spa, and convenient outdoor shower set the scene for everyday vacation living. A separate laundry room and attached garage add the everyday practicality that makes island life effortless.
Tucked into a quiet pocket in the heart of the island, this home offers the rare combination of central location and peaceful surroundings. Best of all, there are no HOA fees - and dedicated parking accommodates your RV, boat trailer, or extra vehicles.
Whether you're searching for the perfect second home to escape to season after season, or you're ready to make the leap to sunny Florida living full time, this property delivers on every front. Renovated, resilient, and ready to enjoy - this is coastal Florida living without the typical trade-offs.
Unit Size
1,656 Ft²
Days on Market
234 days
Land Size
0.21 acres
Price per sqft
$921
Property Type
House
Property Taxes
$1,326
HOA Dues
-
Year Built
1965

Listed By

Amy Ward
MICHAEL SAUNDERS & COMPANY

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Last updated: 4 months ago (Stellar MLS #A4681048)

Price History

Date / Event Date Event Price
Jun 19, 2026 Price Decreased $1,525,000
↓ $155K (9.2%)
Price Decreased
May 13, 2026 Price Decreased $1,680,000
↓ $120K (6.7%)
Price Decreased
Apr 18, 2026 Price Decreased $1,800,000
↓ $180K (9.1%)
Price Decreased
Mar 3, 2026 Price Decreased $1,980,000
↓ $170K (7.9%)
Price Decreased
Feb 4, 2026 Listed by MICHAEL SAUNDERS & COMPANY $2,150,000
Listed by MICHAEL SAUNDERS & COMPANY
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Property Highlights

Parking Available
Garage
Air Conditioning
Parking Details
Has Garage
Attached Garage
Garage Spaces: 1
Interior Details
Full Bathrooms: 2
Interior Features: Ceiling Fan(s), Stone Counters, Vaulted Ceiling(s), Primary Bedroom Main Floor, Thermostat
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Flooring Type: Laminate, Tile
Laundry Features: Laundry Room
Rooms: 8
Exterior Details
Square Footage: 1656
Square Footage Source: $0
Year Built: 1965
Waterfront Features: Canal Access
Building Area Total: 2275
Levels: One
Building Area Units: Square Feet
Construction Materials: Block, HardiPlank Type
Pool Features: Gunite, Heated, In Ground, Outside Bath Access
Pool is Private
Lot Features: Corner Lot, City Lot, Landscaped, Level, Flood Insurance Required, FloodZone, Street Dead-End
Lot Size Area: 8999
Lot Size Units: Square Feet
Lot Size Acres: 0.21
Lot Size Square Feet: 8999
Lot Size Dimensions: 80 x 120
Tax Lot: 1
Water Source: Public
Financial Details
Tax Annual Amount: $15,915
Lease Considered: Yes
Utilities Details
Cooling Type: Central Air, Multi Units
Heating Type: Central
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1992
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: 7
  • Building Quality: 7
  • Construction Type: 12
  • Building Style: 0
  • Exterior Walls Type: 12
  • Interior Walls Type: 0
  • Roof Shape Type: 7
  • Roof Cover Type: 2
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 5
  • Basement Area: 0
  • Garage Type: 3
  • Parking Space Count: 1
  • Patio Type: 79
  • Porch Type: 111
  • Pool Type: 0
  • Location Influence Type: 75

    Dimensions

  • Lot Size Square Feet: 9,601
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 800
  • Total Building Area: 1,656
  • Gross Building Area: 1,656
  • Building Area: 1,188
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 1
  • Heating: 3
  • Heated Square Feet: 1,188
  • Heating Fuel Type: 2

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: SUNRISE PARK
  • Land Acres: 0000000220
  • Standard Land Use Code: 1001
  • County Land Use Code: 0100
  • State Land Use Code: 01
  • Legal Description 1: LOT 1 BLK B SUNRISE PARK PI#74650.0000/3

Neighborhood

  • School District Name: Manatee County School District
  • School Tax School District: MCPA&MCPS
  • Census Tract: 001701

Zoning

  • Zoning: HB_R-1

Geography

  • Assessors Map Reference: MAP 4A33.3
  • Subdivision Tract Number: 07464600
  • Parcel: 74650-0000-3
  • Block: B
  • Lot: 1
  • Meridian: SEC 33 TWN 34S RNG 16E
  • Municipality: HOLMES BEACH
  • Latitude: 27.4865
  • Longitude: -82.7039

    Address

  • Full Address: 401 28th St
  • Address - House Number: 401
  • Address - Street Name: 28th
  • Address - Suffix Type: St
  • State: FL
  • City Name: Holmes Beach
  • Carrier Code: C004
  • 4-Digit Zip Code: 2105
  • Zip Code: 34217

Valuation

    Tax

  • Total Area: 1,188
  • Tax Year: 2022
  • Tax Amount: $941,523
  • Tax Rate Code Area: 24

    Appraisal Valuation

  • Standard Deviation: 0.2578
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 63
  • Final Value: 1,137,075
  • High Value: 1,430,219
  • Low Value: 843,931

    Market Valuation

  • Market Total Value: $1,093,405
  • Market Land Value: $680,000
  • Market Improvement Value: $413,405

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $636,458

    Exemptions

  • Widow Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 20, 2024
  • Current Sale Recording Date: Feb 20, 2024
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 15843
  • Previous Sale Recording Date: Mar 04, 2014
  • Previous Sale Contract Date: Feb 27, 2014
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Holmes Beach


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Frequently Asked Questions

When was property at 401 28th Street built and last sold?
The property at 401 28th Street was built in 1965 and last sold on Feb 20, 2024 for $1,070,000.
How much is this home worth?
The estimated value of the home located at 401 28th Street is $1,539,615.
What are some comparable homes to 401 28th Street?
There are currently no comparable homes to 401 28th Street.