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4009 Fincher Road

4009 Fincher Road, Matthews, NC 28104
House in Union
Sold Jun 26, 2020
$210,000
$199,500 by Loandepot.com Llc
Mortgage Due Jul 01, 2050
Sold Feb 22, 2001
$60,000
4009 Fincher Road has been categorized by the local assessors in Matthews, NC as a residential type of property. The building on the property was first built in 1965 and is 59 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 4009 Fincher Road has 1,196 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 1,196 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 42,253 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of composition shingle. The exterior walls of the building are made of brick. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in Jun 25, 2020 for $210,000. That's $175.59 per sqft. Prior to that sales transaction, the property was also sold in Feb 16, 2001 for $60,000. 4009 Fincher Road was last assessed in 2023. The total value of the property was assessed at $224,200. Specifically, the land the property is located on was valued at $50,400. While improvements on the property were assessed at a total of $173,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,904. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1965
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,196
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 42,253
  • Total Building Area: 1,196
  • Gross Building Area: 2,392
  • Building Area: 1,196
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,196
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: QUICK
  • Land Acres: 0.97
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: #1 QUICK OPCG626

Ownership

  • Current Owner : MARIN RICHARDO ADOLFO
  • Current Owner 2: MONTOYA MARIA ORLINDA
  • Previous Owner : QUICK TIMOTHY H
  • Previous Owner 2: QUICK MARIE A
  • Owner Before Previous Owner: QUICK TIMOTHY H
  • Owner Before Previous Owner 2: QUICK MARIE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Union County Public Schools
  • Census Tract: 020315

Zoning

  • Zoning: SF-1 INDIA

Geography

  • District: 7
  • Parcel: 07-135-028
  • Lot: 1
  • Municipality: VANCE TWP
  • Latitude: 35.0558
  • Longitude: -80.687

    Address

  • Full Address: 4009 Fincher Rd
  • Address - House Number: 4009
  • Address - Street Name: Fincher
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Matthews
  • Carrier Code: R030
  • 4-Digit Zip Code: 0599
  • Zip Code: 28104

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,904
  • Tax Rate Code Area: 620

    Appraisal Valuation

  • Standard Deviation: 0.1607
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 79
  • Final Value: 353,297
  • High Value: 410,095
  • Low Value: 296,499

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $199,500
  • First Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • First Open Lien Mortgage Recording Date: Jun 26, 2020
  • First Open Lien Mortgage Loan Amount: $199,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $224,200
  • Market Land Value: $50,400
  • Market Improvement Value: $173,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $224,200
  • Assessed Land Value: $50,400
  • Assessed Improvements Value: $173,800

    Sales

  • Current Sale Contract Date: Jun 25, 2020
  • Current Sale Recording Date: Jun 26, 2020
  • Current Sale Transaction ID: 11770300529
  • Current Sale Price: $210,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 23083
  • Previous Sale Recording Date: Feb 22, 2001
  • Previous Sale Contract Date: Feb 16, 2001
  • Previous Sale Amount: $60,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LOANDEPOT.COM LLC
  • First Mortgage Transaction Date: Jun 26, 2020
  • First Mortgage Loan Amount: $199,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2050

About Indian Trail



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 4025 Waters Reach Lane, Indian Trail, NC, 28079

$3,000 /mo

  • 4 Beds
  • 2.5 Baths
  • 3,102 ft²
4025 Waters Reach Lane, Indian Trail, NC, 28079 Listing by Katerina Cockburn

Frequently Asked Questions

What neighborhood is 4009 Fincher Road located in?
The 4009 Fincher Road is a house located in the neighborhood of Union in Indian Trail, Matthews.
What is the average sales price for listings in 4009 Fincher Road?
The average sales price for units in 4009 Fincher Road is $0 currently.

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