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4005 Spencer Towns Lane

4005 Spencer Towns Lane, Charlotte, NC 28205
Townhouse in North Charlotte
1 Units For Sale
Unit for sale at 4005 Spencer Towns Lane, Charlotte, NC 28205

$650,000

  • 3 Beds
  • 3.5 Baths
  • 2,078 ft²
4005 Spencer Towns Lane, Charlotte, NC 28205 Listing by Liz Young

4005 Spencer Towns Lane in Charlotte, NC was first built in 2019 and is 5 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a townhouse style. There are a total of 3 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 4005 Spencer Towns Lane has 2,083 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 1,812 square feet.

Learn more about the property and building on this page. The quality of the control joints have been graded by the local assessor with a letter grade of A. The condition of the building has been evaluated as average. The exterior walls of the home are made of concrete. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with electricity. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4005 Spencer Towns Lane was last sold in Mar 15, 2024 for $675,000. According to our calculations, that's $324.05 per sqft. Prior to that sales transaction, the property was sold for $496,500 in Mar 1, 2020. Current property owners are expected to pay $3,058 in taxes per year. The property on 4005 Spencer Towns Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $569,800. To break that down further, the land itself was valued at $150,000. While improvements to the property were assessed at a total of $419,800. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.

Building Features

Condition

New Construction

Exterior

Brick Exterior
Brick Exterior / Wood Exterior
Wood Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

1 Past Sales

Date Unit Beds Baths Sqft Price Closed Owner Listed By
20190917 Unit 23
09/17/2019
23
3 Bed
4 Bath
2026 ft²
$430,670
bedrooms
3 Bed
bathrooms
4 Bath
square feet
2026 ft²
-
-
-
-

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: A
  • Building Style: Townhouse
  • Exterior Walls Type: Concrete
  • Floor Count: 3
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 1,812
  • Total Building Area: 2,083
  • Gross Building Area: 2,083
  • Building Area: 2,083
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,083
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPENCER TOWNS
  • Land Acres: 0.042
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: L23 M65-405

Ownership

  • Current Owner : GIFFORD ABIGAIL
  • Current Owner 2: FINNIE JOSHUA
  • Previous Owner : HOWARD ADAM J
  • Previous Owner 2: HOWARD JULIE J
  • Owner Before Previous Owner: CAROLINA COTTAGE HOMES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 001400

Zoning

  • Zoning: UR-2(CD)

Geography

  • Assessors Map Reference: BK 91 PG 9
  • Parcel: 091-095-40
  • Block: 5
  • Lot: 23
  • Municipality: CHARLOTTE
  • Latitude: 35.245
  • Longitude: -80.8004

    Address

  • Full Address: 4005 Spencer Towns Ln
  • Address - House Number: 4005
  • Address - Street Name: Spencer Towns
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C046
  • 4-Digit Zip Code: 1684
  • Zip Code: 28205

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,058
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.0785
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 94
  • Final Value: 646,156
  • High Value: 696,915
  • Low Value: 595,396

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $582,900
  • First Open Lien Mortgage Lender: ATLANTIC BAY MTG GROUP, L.L.C.
  • First Open Lien Mortgage Recording Date: Mar 15, 2024
  • First Open Lien Mortgage Loan Amount: $582,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2054

    Market Valuation

  • Market Total Value: $569,800
  • Market Land Value: $150,000
  • Market Improvement Value: $419,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $569,800
  • Assessed Land Value: $150,000
  • Assessed Improvements Value: $419,800

    Sales

  • Current Sale Contract Date: Mar 15, 2024
  • Current Sale Recording Date: Mar 15, 2024
  • Current Sale Transaction ID: 11922773405
  • Current Sale Price: $675,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 23198
  • Previous Sale Recording Date: Mar 30, 2020
  • Previous Sale Contract Date: Mar 01, 2020
  • Previous Sale Amount: $496,500
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MTG GROUP, L.L.C.
  • First Mortgage Transaction Date: Mar 15, 2024
  • First Mortgage Loan Amount: $582,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2054

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Mar 30, 2020
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $75,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2050

About North Charlotte



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Frequently Asked Questions

What neighborhood is 4005 Spencer Towns Lane located in?
The 4005 Spencer Towns Lane is a townhouse located in the neighborhood of North Charlotte in North Charlotte, Charlotte.
How many listings are currently for sale in 4005 Spencer Towns Lane?
There is a listing currently on the market for sale.
What is the average sales price for listings in 4005 Spencer Towns Lane?
The average sales price for units in 4005 Spencer Towns Lane is $650,000 , or $313/sqft. currently.

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