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40 West Oak Street

40 West Oak Street, Saint Clair, MO 63077
Property in Franklin
Sold Sep 27, 2017
$58,000
$58,585 by Farmers & Merchants Natl Bank
Mortgage Due Oct 01, 2047
Sold Nov 05, 2015
$65,100
$52,040 by Cornerstone Mortgage Corp
Mortgage Due Dec 01, 2045
Local assessors in Saint Clair, MO have categorized 40 West Oak Street as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 8,712 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 40 West Oak Street has a total of 528 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The property was last sold in Sep 27, 2017 for $58,000. That's $109.85 per sqft. Prior to that sales transaction, the property was also sold in Nov 3, 2015 for $65,100. 40 West Oak Street was last assessed in 2023. The total value of the property was assessed at $12,709. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $792. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 2
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,712
  • Total Building Area: 528
  • Building Area: 528
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 528
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CEDAR CREST (LOC 22)
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT:15 CEDAR CREST

Ownership

  • Current Owner : CAMERON RODNEY R
  • Previous Owner : HUFF DANIEL R
  • Owner Before Previous Owner: REGAN JON MICHAEL
  • Owner Before Previous Owner 2: REGAN LINDA SUSAN
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: St. Clair R-XIII School District
  • Census Tract: 800903

Geography

  • Parcel: 22-7-35.0-1-002-015.000
  • Lot: 15
  • Meridian: SEC 35 TWN 42N RNG 1W
  • Municipality: ST CLAIR
  • Latitude: 38.3446
  • Longitude: -90.9874

    Address

  • Full Address: 40 W Oak St
  • Address - House Number: 40
  • Street Direction: W
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Clair
  • Carrier Code: C004
  • 4-Digit Zip Code: 1450
  • Zip Code: 63077

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $792

    Appraisal Valuation

  • Standard Deviation: 0.3249
  • Valuation Date: Oct 25, 2023
  • Confidence Score: 35
  • Final Value: 45,057
  • High Value: 59,696
  • Low Value: 30,417

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $58,585
  • First Open Lien Mortgage Lender: FARMERS & MERCHANTS NATL BANK
  • First Open Lien Mortgage Recording Date: Sep 27, 2017
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $58,585
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2047

    Market Valuation

  • Market Total Value: $66,890
  • Market Land Value: $10,400
  • Market Improvement Value: $56,490

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $12,709

    Sales

  • Current Sale Contract Date: Sep 27, 2017
  • Current Sale Recording Date: Sep 27, 2017
  • Current Sale Transaction ID: 1736776104
  • Current Sale Price: $58,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 1714778
  • Previous Sale Recording Date: Nov 05, 2015
  • Previous Sale Contract Date: Nov 03, 2015
  • Previous Sale Amount: $65,100
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FARMERS & MERCHANTS NATL BANK
  • First Mortgage Transaction Date: Sep 27, 2017
  • First Mortgage Loan Amount: $58,585
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2047

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: CORNERSTONE MORTGAGE CORP
  • Previous Mortgage Transaction Date: Nov 05, 2015
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $52,040
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 01, 2045

About St. Clair



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Frequently Asked Questions

What neighborhood is 40 West Oak Street located in?
The 40 West Oak Street is a located in the neighborhood of Franklin in St. Clair, Saint Clair.
What is the average sales price for listings in 40 West Oak Street?
The average sales price for units in 40 West Oak Street is $0 currently.

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