40 Harbor Street

40 Harbor Street in Manchester, MA was first built in 1770 and is 254 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a historical style. There are a total of 2 floors. There are a total of 14 rooms in the home, of which, 7 are bedrooms. In terms of bathrooms, there are a total of 4 full bathrooms. There are 5 partial bathrooms. 40 Harbor Street has 4,513 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 36,299 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of wood siding. As for heating, the home is utilizing a hot water heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 40 Harbor Street was last sold in Jan 1, 1970 for $950,000. According to our calculations, that's $210.50 per sqft. Current property owners are expected to pay $15,159 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2022. The property on 40 Harbor Street was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $1,621,300. To break that down further, the land itself was valued at $692,300. While improvements to the property were assessed at a total of $929,000. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.