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4 Gerda Lane

4 Gerda Lane, Harrison, NY 10528
Property in Harrison
Sold Dec 04, 2007
$1,365,000
$22,925 by Gfi Mortgage Bankers Inc
Mortgage Due Aug 01, 2039
4 Gerda Lane has been categorized by the local assessors in Harrison, NY as a residential type of property. The building on the property was first built in 2007 and is 17 years old. Residents will have access to 5 full bathrooms. There are 5 partial bathrooms in the home. The building has a total of 2 stories. In addition, 4 Gerda Lane has 3,627 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 13,504 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a colonial style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The exterior walls of the building are made of wood. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4 Gerda Lane sold most recently in Oct 23, 2007 for a total of $1,365,000. If you work out the math, that's approximately a cost of $376.34 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $25,113 in taxes each year. 4 Gerda Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $16,000. If we break it down further, the land itself was valued at $1,800. Improvements to the property, however, were assessed at a total of $14,200. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Bedroom Count: 0
  • Bathroom Count: 5
  • Full Bathrooms: 5
  • Partial Bathrooms: 5
  • Building Condition: Good
  • Building Quality: B
  • Building Style: Colonial
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 13,504
  • Total Building Area: 3,627
  • Building Area: 3,627
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,627
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.31
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : ROSMARIN CRAIG
  • Current Owner 2: ROSMARIN ILYSA
  • Previous Owner : CDRS LAND DEVELOPMENT LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Harrison Central School District
  • School Tax School District: HARRISON
  • Census Tract: 008403

Geography

  • Account Number: 000152426
  • District: 552801
  • Parcel: 552801 0281.-60
  • Lot: 60
  • Municipality: HARRISON
  • Latitude: 40.9635
  • Longitude: -73.7277

    Address

  • Full Address: 4 Gerda Ln
  • Address - House Number: 4
  • Address - Street Name: Gerda
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Harrison
  • Carrier Code: C013
  • 4-Digit Zip Code: 3923
  • Zip Code: 10528

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $25,113
  • Tax Rate Code Area: 552801

    Appraisal Valuation

  • Standard Deviation: 0.2369
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 66
  • Final Value: 1,748,452
  • High Value: 2,162,799
  • Low Value: 1,334,105

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $514,169
  • First Open Lien Mortgage Lender: GFI MORTGAGE BANKERS INC
  • First Open Lien Mortgage Recording Date: Sep 01, 2009
  • First Open Lien Mortgage Loan Amount: $22,925
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2039
  • Second Open Lien Mortgage Lender: TD BANK NA
  • Second Open Lien Mortgage Recording Date: Nov 01, 2012
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $350,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Sep 27, 2032
  • Third Open Lien Mortgage Lender: TD BANK NA
  • Third Open Lien Mortgage Recording Date: Apr 11, 2023
  • Third Open Lien Mortgage Loan Amount: $80,622
  • Third Open Lien Mortgage Term: 323
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Apr 03, 2050
  • Fourth Open Lien Mortgage Lender: TD BANK NA
  • Fourth Open Lien Mortgage Recording Date: Apr 11, 2023
  • Fourth Open Lien Mortgage Financing Type: Variable
  • Fourth Open Lien Mortgage Loan Amount: $60,622
  • Fourth Open Lien Mortgage Term: 323
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Fourth Open Lien Mortgage Loan Due Date: Apr 03, 2050

    Market Valuation

  • Market Total Value: $1,367,521
  • Market Land Value: $153,846
  • Market Improvement Value: $1,213,675

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $16,000
  • Assessed Land Value: $1,800
  • Assessed Improvements Value: $14,200

    Sales

  • Current Sale Contract Date: Oct 23, 2007
  • Current Sale Recording Date: Dec 04, 2007
  • Current Sale Transaction ID: 1067749027
  • Current Sale Price: $1,365,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 0473310150

    Last Sale Mortgage

  • First Mortgage Lender: HUDSON CITY SAVINGS BANK
  • First Mortgage Transaction Date: Dec 04, 2007
  • First Mortgage Loan Amount: $675,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Nov 01, 2037

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Harrison



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Frequently Asked Questions

What neighborhood is 4 Gerda Lane located in?
The 4 Gerda Lane is a located in the neighborhood of Harrison in Harrison, Harrison.
What is the average sales price for listings in 4 Gerda Lane?
The average sales price for units in 4 Gerda Lane is $0 currently.

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