Accepted Offer. This Three bedroom Ranch home in The Gables with Pretty Front porch and one car garage features a spacious kitchen with morning room, a Living room which opens to the dining room. Master bedroom with master bathroom, and 2 additional bedrooms and full guest bathroom. Mid Hudson Federal Credit Union is the only bank for financing in the Gables with a 10% down payment. Easy to show! Conventional mortgage or cash. Call today for a private tour! The HOA is actually a lot rent each month. At the Gables community you don't own your land. The $411 covers your lot fee, your pool and clubhouse membership, Weekly trash pickup, Upkeep of the common area and road maintenance. Some exciting new additions; a fabulous fire pit, Bocce Ball courts and Shuffle Board - all located around the pool area. Thre is also a community garden where residence on a first come basis will have a plot of land to grow their own vegetables. Come be a part of our unique community.