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4 Academy Street

4 Academy Street, Cambridge, NY 12816
Property in Cambridge
Sold Mar 25, 2021
$202,000
$198,341 by Prime Lending, A Plainscapital
Mortgage Due Mar 25, 2051
Sold Sep 29, 2008
$135,000
$134,501 by Countrywide Bank
Mortgage Due Jan 01, 2035
4 Academy Street has been categorized by the local assessors in Cambridge, NY as a residential type of property. The building on the property was first built in 1910 and is 114 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 4 Academy Street has 2,036 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,650 ft and across the front of the lot is 750 ft. The area measurement of the land has been determined as 12,632 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a mixed used garage for those who require parking. The garage measured 360 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as excellent. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of stucco. In terms of heating, it is utilizing a forced air unit and being fueled with oil. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4 Academy Street was last sold in Mar 23, 2021 for $202,000. According to our calculations, that's $99.21 per sqft. Prior to that sales transaction, the property was sold for $135,000 in Sep 19, 2008. Current property owners are expected to pay $5,511 in taxes per year. The property on 4 Academy Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $223,900. To break that down further, the land itself was valued at $20,200. While improvements to the property were assessed at a total of $203,700. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Excellent
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Stucco
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Mixed use
  • Garage Square Area: 360
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 12,632
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 750
  • Total Building Area: 2,036
  • Building Area: 2,036
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,036
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.29
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RES

Ownership

  • Current Owner : MAHER TERENCE W
  • Current Owner 2: MAHER RACHEL L
  • Previous Owner : PERKINS GREGORY
  • Previous Owner 2: PERKINS JENNIFER
  • Owner Before Previous Owner: CHAPIN THOMAS
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cambridge Central School District
  • School Tax School District: CAMBRIDGE
  • Census Tract: 093000

Zoning

  • Zoning: VR

Geography

  • Account Number: 821A100070
  • District: 532201
  • Section: 255.19
  • Parcel: 532201 255.19-3-7
  • Block: 3
  • Lot: 7.000
  • Municipality: CAMBRIDGE
  • Latitude: 43.0272
  • Longitude: -73.3905

    Address

  • Full Address: 4 Academy St
  • Address - House Number: 4
  • Address - Street Name: Academy
  • Address - Suffix Type: St
  • State: NY
  • City Name: Cambridge
  • Carrier Code: C002
  • 4-Digit Zip Code: 1002
  • Zip Code: 12816

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,511
  • Tax Rate Code Area: 535010

    Appraisal Valuation

  • Standard Deviation: 0.1628
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 50
  • Final Value: 232,874
  • High Value: 312,019
  • Low Value: 153,729

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $275,341
  • First Open Lien Mortgage Lender: PRIME LENDING, A PLAINSCAPITAL
  • First Open Lien Mortgage Recording Date: Mar 25, 2021
  • First Open Lien Mortgage Loan Amount: $198,341
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 25, 2051
  • Second Open Lien Mortgage Lender: HERITAGE FAMILY CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Nov 15, 2023
  • Second Open Lien Mortgage Loan Amount: $77,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: 2nd Mortgage made to cover Down Payment
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2038

    Market Valuation

  • Market Total Value: $223,900
  • Market Land Value: $20,200
  • Market Improvement Value: $203,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $223,900
  • Assessed Land Value: $20,200
  • Assessed Improvements Value: $203,700

    Sales

  • Current Sale Contract Date: Mar 23, 2021
  • Current Sale Recording Date: Mar 25, 2021
  • Current Sale Transaction ID: 11828275434
  • Current Sale Price: $202,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-1810
  • Previous Sale Recording Date: Sep 29, 2008
  • Previous Sale Contract Date: Sep 19, 2008
  • Previous Sale Amount: $135,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PRIME LENDING, A PLAINSCAPITAL
  • First Mortgage Transaction Date: Mar 25, 2021
  • First Mortgage Loan Amount: $198,341
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE BANK
  • Previous Mortgage Transaction Date: Sep 29, 2008
  • Previous Mortgage Loan Amount: $134,501
  • Previous Mortgage Term: 315
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2035

About Cambridge



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Frequently Asked Questions

What neighborhood is 4 Academy Street located in?
The 4 Academy Street is a located in the neighborhood of Cambridge in Cambridge, Cambridge.
What is the average sales price for listings in 4 Academy Street?
The average sales price for units in 4 Academy Street is $0 currently.

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