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397 Spinnaker Lane

397 Spinnaker Lane, Webster, NY 14580
Property in Webster
Sold May 31, 2022
$301,000
$240,800 by Premium Mortgage Corporation
Mortgage Due Jun 01, 2052
Sold Apr 13, 2020
$237,950
$224,200 by Premium Mortgage Corp
Mortgage Due May 01, 2050
Local assessors in Webster, NY have categorized 397 Spinnaker Lane as a residential type of property. The home was built in 1993 and is 31 years old. The property's lot size has been calculated to be 2,178 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a style that we are currently unable to determine. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 397 Spinnaker Lane has a total of 1,527 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 380 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in May 23, 2022 for $301,000. That's $197.12 per sqft. Prior to that sales transaction, the property was also sold in Mar 24, 2020 for $237,950. 397 Spinnaker Lane was last assessed in 2023. The total value of the property was assessed at $164,200. Specifically, the land the property is located on was valued at $16,500. While improvements on the property were assessed at a total of $147,700. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,509. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior / Wood Exterior
Wood Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1993
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Other
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 380
  • Parking Space Count: 1
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 2,178
  • Total Building Area: 1,527
  • Building Area: 1,527
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,527
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HILLSBORO COVE SUBDIVISION
  • Land Acres: 0.05
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: L36 T14 R7 GORE TRACT HILLSBORO COVE 2 LR1404 272-65

Ownership

  • Current Owner : WELLIN DENISE POWERS
  • Current Owner 2: WELLIN JOHN DAVID
  • Previous Owner : CAROLINE NORTHRUP
  • Owner Before Previous Owner: FRATT DEBORAH A
  • Owner Before Previous Owner 2: HEPPER PETER
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Webster Central School District
  • School Tax School District: WEBSTER
  • Census Tract: 011201

Geography

  • Account Number: WEB-0001882
  • District: 265489
  • Section: 78.180
  • Parcel: 265489 078.18-3-65
  • Block: 3
  • Lot: 65.000
  • Municipality: WEBSTER (TOV)
  • Latitude: 43.2055
  • Longitude: -77.5147

    Address

  • Full Address: 397 Spinnaker Ln
  • Address - House Number: 397
  • Address - Street Name: Spinnaker
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Webster
  • Carrier Code: C021
  • 4-Digit Zip Code: 1771
  • Zip Code: 14580

Valuation

    Tax

  • Tax Year: 2021
  • Tax Amount: $7,509
  • Tax Rate Code Area: 265401

    Appraisal Valuation

  • Standard Deviation: 0.1773
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 77
  • Final Value: 329,498
  • High Value: 387,946
  • Low Value: 271,051

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $240,800
  • First Open Lien Mortgage Lender: PREMIUM MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: May 31, 2022
  • First Open Lien Mortgage Loan Amount: $240,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2052

    Market Valuation

  • Market Total Value: $283,100
  • Market Land Value: $28,448
  • Market Improvement Value: $254,652

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $164,200
  • Assessed Land Value: $16,500
  • Assessed Improvements Value: $147,700

    Sales

  • Current Sale Contract Date: May 23, 2022
  • Current Sale Recording Date: May 31, 2022
  • Current Sale Transaction ID: 11890113700
  • Current Sale Price: $301,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1250
  • Previous Sale Recording Date: Apr 13, 2020
  • Previous Sale Contract Date: Mar 24, 2020
  • Previous Sale Amount: $237,950
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PREMIUM MORTGAGE CORPORATION
  • First Mortgage Transaction Date: May 31, 2022
  • First Mortgage Loan Amount: $240,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: PREMIUM MORTGAGE CORP
  • Previous Mortgage Transaction Date: Apr 13, 2020
  • Previous Mortgage Loan Amount: $224,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2050

About Monroe



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Frequently Asked Questions

What neighborhood is 397 Spinnaker Lane located in?
The 397 Spinnaker Lane is a located in the neighborhood of Webster in Monroe, Webster.
What is the average sales price for listings in 397 Spinnaker Lane?
The average sales price for units in 397 Spinnaker Lane is $0 currently.

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