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397 Mountain Street

397 Mountain Street, Albany, NY 12209
Sold Dec 16, 2010
$105,500
$135,800 by United Wholesale Mortgage
Mortgage Due Dec 01, 2049
Sold Jan 06, 2003
$32,500
Local assessors in Albany, NY have categorized 397 Mountain Street as a residential type of property. The home was built in 1941 and is 83 years old. The property's lot size has been calculated to be 2,700 square feet. The linear feet between the front and back of the lot was measured at 900 ft and the front of the lot was measured at 300 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 397 Mountain Street has a total of 1,200 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 397 Mountain Street was last sold in Oct 28, 2010 for $105,500. According to our calculations, that's $87.92 per sqft. Prior to that sales transaction, the property was sold for $32,500 in Jan 2, 2003. Current property owners are expected to pay $5,330 in taxes per year. The property on 397 Mountain Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $135,000. To break that down further, the land itself was valued at $27,000. While improvements to the property were assessed at a total of $108,000. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Cedar Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1941
  • Effective Year Built: 1941
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 2,700
  • Lot Size Depth Feet: 900
  • Lot Size Frontage Feet: 300
  • Total Building Area: 1,200
  • Building Area: 1,200
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,200
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CAPITOL PARK
  • Land Acres: 0.062
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 2 WOOD COMP 0104123

Ownership

  • Current Owner : COLLINS GEORGE
  • Previous Owner : HART DOLORES E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Albany City School District
  • School Tax School District: ALBANY
  • Census Tract: 002000

Zoning

  • Zoning: R1B

Geography

  • Account Number: 07507600040100000000
  • District: 010100
  • Section: 75.76
  • Parcel: 010100 75.76-4-10
  • Block: 4
  • Lot: 10.000
  • Municipality: ALBANY
  • Latitude: 42.6365
  • Longitude: -73.7854

    Address

  • Full Address: 397 Mountain St
  • Address - House Number: 397
  • Address - Street Name: Mountain
  • Address - Suffix Type: St
  • State: NY
  • City Name: Albany
  • Carrier Code: C009
  • 4-Digit Zip Code: 1818
  • Zip Code: 12209

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,330
  • Tax Rate Code Area: 010100

    Appraisal Valuation

  • Standard Deviation: 0.2671
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 61
  • Final Value: 208,390
  • High Value: 264,064
  • Low Value: 152,716

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $135,800
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 18, 2019
  • First Open Lien Mortgage Loan Amount: $135,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049

    Market Valuation

  • Market Total Value: $190,597
  • Market Land Value: $38,119
  • Market Improvement Value: $152,478

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $135,000
  • Assessed Land Value: $27,000
  • Assessed Improvements Value: $108,000

    Sales

  • Current Sale Contract Date: Oct 28, 2010
  • Current Sale Recording Date: Dec 16, 2010
  • Current Sale Transaction ID: 1167045610
  • Current Sale Price: $105,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 10788926
  • Previous Sale Recording Date: Jan 06, 2003
  • Previous Sale Contract Date: Jan 02, 2003
  • Previous Sale Amount: $32,500
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

About Delaware Avenue



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at

$1,900 /mo

  • 1 Bed
  • 1 Bath
Unit for rent at

$5,000 /mo

  • 5 Beds
  • 3 Baths
  • 2,620 ft²
Listing by Sarah Frost

Frequently Asked Questions

What neighborhood is 397 Mountain Street located in?
The 397 Mountain Street is a house located in the neighborhood of Delaware Avenue in Delaware Avenue, Albany.
What is the average sales price for listings in 397 Mountain Street?
The average sales price for units in 397 Mountain Street is $0 currently.

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