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3946 Kellys Ferry Road

3946 Kellys Ferry Road, Chattanooga, TN 37419
Sold Aug 23, 2005
$90,000
$90,000 by Northwest Georgia Bank
Mortgage Due Sep 01, 2035
Local assessors in Chattanooga, TN have categorized 3946 Kellys Ferry Road as a residential type of property. The home was built in 1954 and is 70 years old. It was most recently renovated and altered in 1968. The property's lot size has been calculated to be 43,560 square feet. The linear feet between the front and back of the lot was measured at 2,457 ft and the front of the lot was measured at 2,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3946 Kellys Ferry Road has a total of 1,664 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 6 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of asphalt. Lots of wood were used in the construction of the exterior walls of the home. The home's a gravity heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3946 Kellys Ferry Road sold most recently in Aug 19, 2005 for a total of $90,000. If you work out the math, that's approximately a cost of $54.09 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $814 in taxes each year. 3946 Kellys Ferry Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $36,375. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1968
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 6

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 2,457
  • Lot Size Frontage Feet: 2,000
  • Total Building Area: 1,664
  • Building Area: 1,664
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Gravity
  • Heated Square Feet: 1,664
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 3314 08 004A SE 1/4 SEC 11 TWP 1 R5

Ownership

  • Current Owner : BURTON TRACY L
  • Current Owner 2: BURTON KIM
  • Previous Owner : BELT MATTIE CREWS
  • Previous Owner 2: PACK JUDITH CAROL
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 012100

Zoning

  • Zoning: R1

Geography

  • Account Number: 0000087821
  • District: 1
  • Parcel: 154H A 003
  • Municipality: CHATTANOOGA
  • Latitude: 35.0246
  • Longitude: -85.386

    Address

  • Full Address: 3946 Kellys Ferry Rd
  • Address - House Number: 3946
  • Address - Street Name: Kellys Ferry
  • Address - Suffix Type: Rd
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: R004
  • 4-Digit Zip Code: 1910
  • Zip Code: 37419

Valuation

    Tax

  • Total Area: 1,961
  • Tax Year: 2023
  • Tax Amount: $814

    Appraisal Valuation

  • Standard Deviation: 0.2768
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 60
  • Final Value: 293,093
  • High Value: 374,228
  • Low Value: 211,957

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $294,680
  • First Open Lien Mortgage Lender: NORTHWEST GEORGIA BANK
  • First Open Lien Mortgage Recording Date: Aug 23, 2005
  • First Open Lien Mortgage Loan Amount: $90,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2035
  • Second Open Lien Mortgage Lender: GREEN TREE SERVICING LLC
  • Second Open Lien Mortgage Recording Date: Sep 06, 2013
  • Second Open Lien Mortgage Loan Amount: $81,580
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Sep 01, 2028
  • Third Open Lien Mortgage Lender: TRUIST BANK
  • Third Open Lien Mortgage Recording Date: Oct 04, 2022
  • Third Open Lien Mortgage Loan Amount: $123,100
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Oct 04, 2052

    Market Valuation

  • Market Total Value: $145,500
  • Market Land Value: $40,000
  • Market Improvement Value: $105,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $36,375

    Sales

  • Current Sale Contract Date: Aug 19, 2005
  • Current Sale Recording Date: Aug 23, 2005
  • Current Sale Transaction ID: 11449432694
  • Current Sale Price: $90,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2005082300299

    Last Sale Mortgage

  • First Mortgage Lender: NORTHWEST GEORGIA BANK
  • First Mortgage Transaction Date: Aug 23, 2005
  • First Mortgage Loan Amount: $90,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Sep 01, 2035

About Lookout Valley - Lookout Mountain



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Unit for rent at 8 Hemlock Cir, Chattanooga, TN, 37419

$1,600 /mo

  • 2 Beds
  • 1.5 Baths
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8 Hemlock Cir, Chattanooga, TN, 37419 Listing by Agnes Hellmann

Frequently Asked Questions

What neighborhood is 3946 Kellys Ferry Road located in?
The 3946 Kellys Ferry Road is a located in the neighborhood of Lookout Valley - Lookout Mountain in Lookout Valley - Lookout Mountain, Chattanooga.
What is the average sales price for listings in 3946 Kellys Ferry Road?
The average sales price for units in 3946 Kellys Ferry Road is $0 currently.

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