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3931 Loma Drive

3931 Loma Drive, Shingle Springs, CA 95682
Property in El Dorado
Sold Jun 15, 2020
$460,000
$451,668 by Guild Mortgage Co
Mortgage Due Jul 01, 2050
Sold Oct 26, 2007
$499,000
$417,000 by Mountain West Financial Inc
Mortgage Due Nov 01, 2037
Local assessors in Shingle Springs, CA have categorized 3931 Loma Drive as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 220,849 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a mobile home style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3931 Loma Drive has a total of 1,737 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with manufactured control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3931 Loma Drive sold most recently in Jun 9, 2020 for a total of $460,000. If you work out the math, that's approximately a cost of $264.82 per sqft. Before that, the property was also sold for $499,000 in Oct 16, 2007. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $5,150 in taxes each year. The initial year of tax delinquency occurred in 2020. 3931 Loma Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $483,539. If we break it down further, the land itself was valued at $252,281. Improvements to the property, however, were assessed at a total of $231,258. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Manufactured
  • Building Style: Mobile home
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 220,849
  • Total Building Area: 1,737
  • Gross Building Area: 1,737
  • Building Area: 1,737
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,737
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 5.07
  • Standard Land Use Code: Mobile/manufactured home (regardless of land ownership)
  • Mobile Home Indicator: T
  • Legal Description 1: PM 16/99/A

Ownership

  • Current Owner : LARSEN KRISTY M
  • Current Owner 2: LARSEN RICHARD T
  • Previous Owner : WALTERS MARY KAY
  • Owner Before Previous Owner: HEPHINGER STANLEY T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Buckeye Union Elementary School District
  • Census Tract: 030812

Zoning

  • Zoning: RE10

Geography

  • Assessors Map Reference: 42-C1
  • Parcel: 070-261-075-000
  • Latitude: 38.6638
  • Longitude: -120.958

    Address

  • Full Address: 3931 Loma Dr
  • Address - House Number: 3931
  • Address - Street Name: Loma
  • Address - Suffix Type: Dr
  • State: CA
  • City Name: Shingle Springs
  • Carrier Code: R005
  • 4-Digit Zip Code: 8795
  • Zip Code: 95682

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,150
  • Intital Tax Deliquent Year: 2020
  • Tax Rate Code Area: 54-101

    Appraisal Valuation

  • Standard Deviation: 0.1707
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 78
  • Final Value: 616,079
  • High Value: 721,253
  • Low Value: 510,906

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $451,668
  • First Open Lien Mortgage Lender: GUILD MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Jun 15, 2020
  • First Open Lien Mortgage Loan Amount: $451,668
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $483,539
  • Assessed Land Value: $252,281
  • Assessed Improvements Value: $231,258

    Sales

  • Current Sale Contract Date: Jun 09, 2020
  • Current Sale Recording Date: Jun 15, 2020
  • Current Sale Transaction ID: 11767301310
  • Current Sale Price: $460,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020-0028023
  • Previous Sale Recording Date: Oct 26, 2007
  • Previous Sale Contract Date: Oct 16, 2007
  • Previous Sale Amount: $499,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUILD MORTGAGE CO
  • First Mortgage Transaction Date: Jun 15, 2020
  • First Mortgage Loan Amount: $451,668
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: MOUNTAIN WEST FINANCIAL INC
  • Previous Mortgage Transaction Date: Oct 26, 2007
  • Previous Mortgage Loan Amount: $417,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Nov 01, 2037

About Shingle Springs



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Frequently Asked Questions

What neighborhood is 3931 Loma Drive located in?
The 3931 Loma Drive is a located in the neighborhood of El Dorado in Shingle Springs, Shingle Springs.
What is the average sales price for listings in 3931 Loma Drive?
The average sales price for units in 3931 Loma Drive is $0 currently.

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