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391 Provident Avenue

391 Provident Avenue, Winnetka, IL 60093
Property in New Trier
Sold Apr 03, 2006
$889,000
$364,200 by Jpmorgan Chase Bank Na
Mortgage Due Feb 01, 2037
Sold Jul 24, 2001
$750,000
$600,000 by Citizens Mtg Services Inc
Mortgage Due Aug 01, 2031
391 Provident Avenue in Winnetka, IL was first built in 1995 and is 29 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown. There are a total of 2 floors. There are a total of 9 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 391 Provident Avenue has 2,550 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 6,550 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a municipal system. For those who need parking, there is a detached garage. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 391 Provident Avenue sold most recently in Mar 24, 2006 for a total of $889,000. If you work out the math, that's approximately a cost of $348.63 per sqft. Before that, the property was also sold for $750,000 in Jul 3, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $21,961 in taxes each year. 391 Provident Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $106,780. If we break it down further, the land itself was valued at $18,013. Improvements to the property, however, were assessed at a total of $88,767. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Garage Type: Detached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,550
  • Total Building Area: 2,550
  • Gross Building Area: 2,550
  • Building Area: 2,550
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 2,550
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PROVIDENT MUTUAL ASSOCIATION
  • Land Acres: 0.15
  • Standard Land Use Code: Single family residential
  • Legal Description 1: (PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13

Ownership

  • Current Owner : BAIR JOHN
  • Current Owner 2: BAIR CAROLYN
  • Previous Owner : ZAPF MATTHEW A C
  • Previous Owner 2: ZAPF CHRISTINE A
  • Owner Before Previous Owner: ROESER JOHN H
  • Owner Before Previous Owner 2: ROESER KATHLEEN R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Winnetka School District 36
  • Census Tract: 800500

Geography

  • District: 23
  • Parcel: 05-20-225-003-0000
  • Block: 7-12
  • Lot: 16
  • Meridian: SEC 20 TWN 42N RNG 13E
  • Municipality: NEW TRIER
  • Latitude: 42.1019
  • Longitude: -87.7397

    Address

  • Full Address: 391 Provident Ave
  • Address - House Number: 391
  • Address - Street Name: Provident
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Winnetka
  • Carrier Code: C015
  • 4-Digit Zip Code: 2424
  • Zip Code: 60093

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $21,961
  • Tax Rate Code Area: 23008

    Appraisal Valuation

  • Standard Deviation: 0.2271
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 1,184,920
  • High Value: 1,454,078
  • Low Value: 915,762

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $364,200
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: Apr 13, 2022
  • First Open Lien Mortgage Financing Type: unknown
  • First Open Lien Mortgage Loan Amount: $364,200
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Balloon
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2037

    Market Valuation

  • Market Total Value: $1,067,800
  • Market Land Value: $180,130
  • Market Improvement Value: $887,670

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $106,780
  • Assessed Land Value: $18,013
  • Assessed Improvements Value: $88,767

    Sales

  • Current Sale Contract Date: Mar 24, 2006
  • Current Sale Recording Date: Apr 03, 2006
  • Current Sale Transaction ID: 1176238962
  • Current Sale Price: $889,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 0609343017
  • Previous Sale Recording Date: Jul 24, 2001
  • Previous Sale Contract Date: Jul 03, 2001
  • Previous Sale Amount: $750,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ABN AMRO MORTGAGE GROUP INC
  • First Mortgage Transaction Date: Apr 03, 2006
  • First Mortgage Loan Amount: $520,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Apr 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: CITIZENS MTG SERVICES INC
  • Previous Mortgage Transaction Date: Jul 24, 2001
  • Previous Mortgage Loan Amount: $600,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Aug 01, 2031

About Winnetka



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Frequently Asked Questions

What neighborhood is 391 Provident Avenue located in?
The 391 Provident Avenue is a located in the neighborhood of New Trier in Winnetka, Winnetka.
What is the average sales price for listings in 391 Provident Avenue?
The average sales price for units in 391 Provident Avenue is $0 currently.

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