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3905 Ridge Road

3905 Ridge Road, Spring Grove, IL 60081
Sold Nov 12, 2021
$490,000
$490,000 by Guaranteed Rate Inc
Mortgage Due Dec 01, 2051
Sold Oct 06, 1997
$280,000
Buyer
Seller
$219,100 by Greenpoint Mtg Corp
Mortgage Due Nov 01, 2027
3905 Ridge Road in Spring Grove, IL was first built in 1997 and is 27 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. 3905 Ridge Road has 3,668 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 67,518 square feet.

Learn more about the property and building on this page. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The property was last sold in Nov 1, 2021 for $490,000. That's $96.93 per sqft. Prior to that sales transaction, the property was also sold in Oct 3, 1997 for $280,000. 3905 Ridge Road was last assessed in 2022. The total value of the property was assessed at $167,237. Specifically, the land the property is located on was valued at $30,425. While improvements on the property were assessed at a total of $136,812. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $12,888. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Bedroom Count: 4
  • Construction Type: Frame
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,387
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 67,518
  • Total Building Area: 5,055
  • Building Area: 3,668
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 3,668
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPRING GROVE ESTATES PHASE II
  • Land Acres: 1.55
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: DOC 2021R0061334 LT 120 SPRING GROVE ESTATES PHASE II

Ownership

  • Current Owner : CULLEN DAVID L
  • Current Owner 2: CULLEN ASHLEENA G
  • Previous Owner : BIRCH JOHN
  • Previous Owner 2: BIRCH NICOLA A
  • Owner Before Previous Owner: TIMM KEVIN
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Richmond-Burton Community High School District 157
  • Census Tract: 870105

Geography

  • Subdivision Phase Number: 2
  • Parcel: 04-26-354-006
  • Block: 354
  • Lot: 120
  • Municipality: RICHMOND TWP
  • Latitude: 42.4306
  • Longitude: -88.2732

    Address

  • Full Address: 3905 Ridge Rd
  • Address - House Number: 3905
  • Address - Street Name: Ridge
  • Address - Suffix Type: Rd
  • State: IL
  • City Name: Spring Grove
  • Carrier Code: R001
  • 4-Digit Zip Code: 8337
  • Zip Code: 60081

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $12,888
  • Tax Rate Code Area: 04010

    Appraisal Valuation

  • Standard Deviation: 0.151
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 81
  • Final Value: 594,116
  • High Value: 683,838
  • Low Value: 504,393

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $490,000
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Nov 12, 2021
  • First Open Lien Mortgage Loan Amount: $490,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $501,711
  • Market Land Value: $91,275
  • Market Improvement Value: $410,436

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $167,237
  • Assessed Land Value: $30,425
  • Assessed Improvements Value: $136,812

    Sales

  • Current Sale Contract Date: Nov 01, 2021
  • Current Sale Recording Date: Nov 12, 2021
  • Current Sale Transaction ID: 11866104139
  • Current Sale Price: $490,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021R0061334
  • Previous Sale Recording Date: Oct 06, 1997
  • Previous Sale Contract Date: Oct 03, 1997
  • Previous Sale Amount: $280,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Nov 12, 2021
  • First Mortgage Loan Amount: $490,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: GREENPOINT MTG CORP
  • Previous Mortgage Transaction Date: Oct 06, 1997
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $219,100
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Nov 01, 2027

About Spring Grove Estates



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Frequently Asked Questions

What neighborhood is 3905 Ridge Road located in?
The 3905 Ridge Road is a located in the neighborhood of Spring Grove Estates in Spring Grove Estates, Spring Grove.
What is the average sales price for listings in 3905 Ridge Road?
The average sales price for units in 3905 Ridge Road is $0 currently.

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