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3905 Elk Creek Road

3905 Elk Creek Road, Taylorsville, KY 40071
Property in Spencer
Sold Jul 01, 2020
$125,000
$100,000 by The Peoples Bank
Mortgage Due Jul 01, 2050
3905 Elk Creek Road has been categorized by the local assessors in Taylorsville, KY as a residential type of property. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3905 Elk Creek Road has 1,050 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 24,611 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. Residents will have the luxury of enjoying a porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of brick veneer. In terms of heating, the home is utilizing electricity. Finally, the property is currently sourcing its water from a water system. The property was last sold in Jun 26, 2020 for $125,000. That's $119.05 per sqft. 3905 Elk Creek Road was last assessed in 2023. The total value of the property was assessed at $115,000. Specifically, the land the property is located on was valued at $15,000. While improvements on the property were assessed at a total of $100,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $671. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Area: 0
  • Parking Type: Attached
  • Garage Type: Garage
  • Parking Space Count: 0
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 24,611
  • Total Building Area: 1,050
  • Building Area: 1,050
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,050
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ELK CREEK
  • Land Acres: 0.565
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ELK CREEK MANOR/LOT 14/.565 AC

Ownership

  • Current Owner : WHITEHOUSE SUE M
  • Previous Owner : YATES AMBER HOPKINS
  • Previous Owner 2: YATES BRIAN KEITH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spencer County School District
  • School Tax School District: COUNTY
  • Census Tract: 080102

Geography

  • Account Number: 29579
  • District: 03
  • Parcel: Mar 14, 2025
  • Lot: 14
  • Municipality: COUNTY
  • Latitude: 38.08
  • Longitude: -85.3562

    Address

  • Full Address: 3905 Elk Creek Rd
  • Address - House Number: 3905
  • Address - Street Name: Elk Creek
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Taylorsville
  • Carrier Code: R006
  • 4-Digit Zip Code: 8255
  • Zip Code: 40071

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $671

    Appraisal Valuation

  • Standard Deviation: 0.4368
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 12
  • Final Value: 123,970
  • High Value: 178,126
  • Low Value: 69,813

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $110,000
  • First Open Lien Mortgage Lender: THE PEOPLES BANK
  • First Open Lien Mortgage Recording Date: Jul 01, 2020
  • First Open Lien Mortgage Loan Amount: $100,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050
  • Second Open Lien Mortgage Lender: THE PEOPLES BANK
  • Second Open Lien Mortgage Recording Date: Oct 31, 2020
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $10,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Oct 24, 2030

    Market Valuation

  • Market Total Value: $115,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $115,000
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $100,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 26, 2020
  • Current Sale Recording Date: Jul 01, 2020
  • Current Sale Transaction ID: 11771936991
  • Current Sale Price: $125,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 217664

    Last Sale Mortgage

  • First Mortgage Lender: THE PEOPLES BANK
  • First Mortgage Transaction Date: Jul 01, 2020
  • First Mortgage Loan Amount: $100,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2050

About Spencer



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Frequently Asked Questions

What neighborhood is 3905 Elk Creek Road located in?
The 3905 Elk Creek Road is a located in the neighborhood of Spencer in Spencer, Taylorsville.
What is the average sales price for listings in 3905 Elk Creek Road?
The average sales price for units in 3905 Elk Creek Road is $0 currently.

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