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390 Thomas Street

390 Thomas Street, Atoka, TN 38004
Sold Nov 13, 2017
$228,000
$260,480 by Pennymac Loan Services Llc
Mortgage Due Feb 01, 2052
Sold Aug 02, 1999
$15,000
$140,000 by Insouth Bank
Mortgage
390 Thomas Street has been categorized by the local assessors in Atoka, TN as a residential type of property. The building on the property was first built in 1999 and is 25 years old. However, we must point out that the home was most recently renovated and altered in 2011. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 390 Thomas Street has 2,905 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 29,185 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 483 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The building on the property is connected to a sewer system. The property was last sold in Oct 24, 2017 for $228,000. That's $78.49 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $15,000. 390 Thomas Street was last assessed in 2023. The total value of the property was assessed at $95,525. Specifically, the land the property is located on was valued at $8,675. While improvements on the property were assessed at a total of $86,850. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,050. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Driveway

Driveway

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 2011
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Average
  • Building Quality: C
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Square Area: 483
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 29,185
  • Total Building Area: 2,905
  • Building Area: 2,905
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 2,905
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BLAYDES EST SEC R
  • Land Acres: 0.67
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DISTRICT: 07, COUNTY AREA: T23

Ownership

  • Current Owner : CAMPBELL-PAYNE ANIKO
  • Previous Owner : CARTER DIANA
  • Owner Before Previous Owner: MUNFORD DEVELOPMENT CO
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Tipton County School District
  • School Tax School District: 84036
  • Census Tract: 040302

Geography

  • Assessors Map Reference: 128K
  • District: 07
  • Parcel: 084128K B 03100
  • Lot: 413
  • Municipality: ATOKA
  • Latitude: 35.4189
  • Longitude: -89.7834

    Address

  • Full Address: 390 Thomas St
  • Address - House Number: 390
  • Address - Street Name: Thomas
  • Address - Suffix Type: St
  • State: TN
  • City Name: Atoka
  • Carrier Code: R005
  • 4-Digit Zip Code: 7172
  • Zip Code: 38004

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,050
  • Tax Rate Code Area: 84A01

    Appraisal Valuation

  • Standard Deviation: 0.2472
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 65
  • Final Value: 389,288
  • High Value: 485,525
  • Low Value: 293,050

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $271,814
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Feb 11, 2022
  • First Open Lien Mortgage Loan Amount: $260,480
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Oct 25, 2023
  • Second Open Lien Mortgage Loan Amount: $11,334
  • Second Open Lien Mortgage Term: 339
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Market Valuation

  • Market Total Value: $382,100
  • Market Land Value: $34,700
  • Market Improvement Value: $347,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $95,525
  • Assessed Land Value: $8,675
  • Assessed Improvements Value: $86,850

    Sales

  • Current Sale Contract Date: Oct 24, 2017
  • Current Sale Recording Date: Nov 13, 2017
  • Current Sale Transaction ID: 11341476028
  • Current Sale Price: $228,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 209011
  • Previous Sale Recording Date: Aug 02, 1999
  • Previous Sale Amount: $15,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PARAMOUNT RESIDENTIAL MORTGAGE
  • First Mortgage Transaction Date: Nov 13, 2017
  • First Mortgage Loan Amount: $223,870
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: INSOUTH BANK
  • Previous Mortgage Transaction Date: Aug 02, 1999
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $140,000
  • Previous Mortgage Term: 360

About Blaydes Estates



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Frequently Asked Questions

What neighborhood is 390 Thomas Street located in?
The 390 Thomas Street is a house located in the neighborhood of Blaydes Estates in Blaydes Estates, Atoka.
What is the average sales price for listings in 390 Thomas Street?
The average sales price for units in 390 Thomas Street is $0 currently.

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