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3893 Moss Bank Cove

3893 Moss Bank Cove, Memphis, TN 38135
Property in Sunset Trace
Sold Oct 27, 2005
$92,900
$72,900 by Ownit Mortgage Solutions Inc
Mortgage Due Nov 01, 2035
3893 Moss Bank Cove has been categorized by the local assessors in Memphis, TN as a residential type of property. The building on the property was first built in 1989 and is 35 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3893 Moss Bank Cove has 1,323 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,200 ft and across the front of the lot is 350 ft. The area measurement of the land has been determined as 4,800 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying both a unknown and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of brick veneer. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3893 Moss Bank Cove sold most recently in Oct 21, 2005 for a total of $92,900. If you work out the math, that's approximately a cost of $70.22 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $910 in taxes each year. 3893 Moss Bank Cove was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $26,850. If we break it down further, the land itself was valued at $5,000. Improvements to the property, however, were assessed at a total of $21,850. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Traditional
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 4,800
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 350
  • Total Building Area: 1,323
  • Gross Building Area: 1,323
  • Building Area: 1,323
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,323
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MARY LOUISE PHASE ONE
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WS MOSS BANK CV

Ownership

  • Current Owner : JOHNSON DAMANI
  • Previous Owner : MILLER DONNA E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shelby County School District
  • Census Tract: 020658

Zoning

  • Zoning: RU-2

Geography

  • Assessors Map Reference: MB 120-49
  • District: S
  • Parcel: D0-147A-A0-0102
  • Lot: 112
  • Municipality: SHELBY COUNTY
  • Latitude: 35.232
  • Longitude: -89.8788

    Address

  • Full Address: 3893 Moss Bank Cv
  • Address - House Number: 3893
  • Address - Street Name: Moss Bank
  • Address - Suffix Type: Cv
  • State: TN
  • City Name: Memphis
  • Carrier Code: R060
  • 4-Digit Zip Code: 0209
  • Zip Code: 38135

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $910

    Appraisal Valuation

  • Standard Deviation: 0.2439
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 65
  • Final Value: 170,204
  • High Value: 211,732
  • Low Value: 128,676

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $72,900
  • First Open Lien Mortgage Lender: OWNIT MORTGAGE SOLUTIONS INC
  • First Open Lien Mortgage Recording Date: Oct 27, 2005
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $72,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Market Valuation

  • Market Total Value: $107,400
  • Market Land Value: $20,000
  • Market Improvement Value: $87,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $26,850
  • Assessed Land Value: $5,000
  • Assessed Improvements Value: $21,850

    Sales

  • Current Sale Contract Date: Oct 21, 2005
  • Current Sale Recording Date: Oct 27, 2005
  • Current Sale Transaction ID: 1175858989
  • Current Sale Price: $92,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 05177300

    Last Sale Mortgage

  • First Mortgage Lender: OWNIT MORTGAGE SOLUTIONS INC
  • First Mortgage Transaction Date: Oct 27, 2005
  • First Mortgage Loan Amount: $72,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Nov 01, 2035

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Frayser - Raleigh PD



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Frequently Asked Questions

What neighborhood is 3893 Moss Bank Cove located in?
The 3893 Moss Bank Cove is a located in the neighborhood of Sunset Trace in Frayser - Raleigh PD, Memphis.
What is the average sales price for listings in 3893 Moss Bank Cove?
The average sales price for units in 3893 Moss Bank Cove is $0 currently.

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