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386 Shoal Drive

386 Shoal Drive, Houma, LA 70360
Sold Apr 20, 2020
$305,000
$186,000 by Rocket Mortgage Llc
Mortgage Due Sep 01, 2052
Sold Aug 25, 2015
$275,500
$225,787 by Usaa Fsb
Mortgage Due Sep 01, 2045
Local assessors in Houma, LA have categorized 386 Shoal Drive as a residential type of property. The property's lot size has been calculated to be 43,560 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in Jan 1, 1970 for $305,000. Prior to that sales transaction, the property was also sold in Aug 20, 2015 for $275,500. 386 Shoal Drive was last assessed in 2023. The total value of the property was assessed at $25,680. Specifically, the land the property is located on was valued at $3,430. While improvements on the property were assessed at a total of $22,250. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,711. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SOUTHDOWN WEST
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: LOT 8 BLOCK 3 ADDENDUM 11 PHASE D SOUTHDOWN WEST SUBD

Ownership

  • Current Owner : WILFRED
  • Current Owner 2: TALBOT R
  • Previous Owner : STARK EVAN M
  • Previous Owner 2: STARK BREAUX
  • Owner Before Previous Owner: TERRE SOUTH L L C
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: III

Neighborhood

  • School District Name: Terrebonne Parish School District
  • School Tax School District: PH TAX INSIDE
  • School Tax District Code 2: CONSOLIDATED
  • School Tax District Code 3: LIGHTING DIST 2
  • Census Tract: 001703

Geography

  • District: 2C
  • Subdivision Phase Number: D
  • Parcel: 66554
  • Block: 3
  • Lot: 8
  • Meridian: TWN 17S RNG 17E
  • Municipality: HOUMA
  • Latitude: 29.5893
  • Longitude: -90.7509

    Address

  • Full Address: 386 Shoal Dr
  • Address - House Number: 386
  • Address - Street Name: Shoal
  • Address - Suffix Type: Dr
  • State: LA
  • City Name: Houma
  • Carrier Code: C028
  • 4-Digit Zip Code: 5071
  • Zip Code: 70360

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,711

    Appraisal Valuation

  • Standard Deviation: 0.2326
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 67
  • Final Value: 357,064
  • High Value: 440,118
  • Low Value: 274,010

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $186,000
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Aug 26, 2022
  • First Open Lien Mortgage Loan Amount: $186,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2052

    Market Valuation

  • Market Total Value: $256,800
  • Market Land Value: $34,300
  • Market Improvement Value: $222,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $25,680
  • Assessed Land Value: $3,430
  • Assessed Improvements Value: $22,250

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Recording Date: Apr 20, 2020
  • Current Sale Transaction ID: 11757941699
  • Current Sale Price: $305,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Aug 25, 2015
  • Previous Sale Contract Date: Aug 20, 2015
  • Previous Sale Amount: $275,500
  • Previous Sale Document Type: Cash Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: ASSURANCE FINANCIAL
  • First Mortgage Transaction Date: Apr 20, 2020
  • First Mortgage Loan Amount: $110,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: USAA FSB
  • Previous Mortgage Transaction Date: Aug 25, 2015
  • Previous Mortgage Loan Amount: $225,787
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Sep 01, 2045

About Southdown West



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 386 Shoal Drive located in?
The 386 Shoal Drive is a house located in the neighborhood of Southdown West in Southdown West, Houma.
What is the average sales price for listings in 386 Shoal Drive?
The average sales price for units in 386 Shoal Drive is $309,900 currently.

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