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3809 Cutler Road

3809 Cutler Road, Louisville, KY 40219
Property in Okolona
Sold Dec 01, 2014
$131,600
$134,758 by Branch Banking And Trust Co
Mortgage Due Dec 01, 2044
Sold Nov 15, 2005
$124,900
$112,410 by Republic Bank & Trust Co
Mortgage Due Dec 01, 2035
Local assessors in Louisville, KY have categorized 3809 Cutler Road as a residential type of property. The home was built in 1969 and is 55 years old. The property's lot size has been calculated to be 7,196 square feet. The linear feet between the front and back of the lot was measured at 1,200 ft and the front of the lot was measured at 600 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3809 Cutler Road has a total of 1,176 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,176 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 648 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. The building has a gable style roof that was made of composition shingle. Lots of brick veneer were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3809 Cutler Road was last sold in Nov 14, 2014 for $131,600. According to our calculations, that's $111.90 per sqft. Prior to that sales transaction, the property was sold for $124,900 in Nov 10, 2005. Current property owners are expected to pay $1,437 in taxes per year. The property on 3809 Cutler Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $169,410. To break that down further, the land itself was valued at $25,000. While improvements to the property were assessed at a total of $144,410. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1969
  • Effective Year Built: 1969
  • Bedroom Count: 1
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 1,176
  • Garage Type: Detached
  • Garage Square Area: 648
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 7,196
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 600
  • Total Building Area: 1,176
  • Building Area: 1,176
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,176
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HEATHER RIDGE
  • Land Acres: 0.165
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.1652 AC LOT 91 HEATHER RIDGE SEC 2 PB 25 PG 18 60 X 120 NS CUTLER RD

Ownership

  • Current Owner : TRABUE LINDA E
  • Previous Owner : BALZ MICHAEL TERRY
  • Previous Owner 2: BALZ NICOLE C
  • Owner Before Previous Owner: MILLER KIM TODD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011909

Zoning

  • Zoning: R5-RESIDEN

Geography

  • Account Number: 00232733
  • District: 500006
  • Section: 2
  • Parcel: 23200400910000
  • Lot: 91
  • Municipality: OKOLONA
  • Latitude: 38.135
  • Longitude: -85.692

    Address

  • Full Address: 3809 Cutler Rd
  • Address - House Number: 3809
  • Address - Street Name: Cutler
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Louisville
  • Carrier Code: C025
  • 4-Digit Zip Code: 3713
  • Zip Code: 40219

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,437
  • Tax Rate Code Area: 06

    Appraisal Valuation

  • Standard Deviation: 0.2186
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 230,302
  • High Value: 280,667
  • Low Value: 179,937

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $134,758
  • First Open Lien Mortgage Lender: BRANCH BANKING AND TRUST CO
  • First Open Lien Mortgage Recording Date: Dec 01, 2014
  • First Open Lien Mortgage Loan Amount: $134,758
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2044

    Market Valuation

  • Market Total Value: $169,410
  • Market Land Value: $25,000
  • Market Improvement Value: $144,410

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $169,410
  • Assessed Land Value: $25,000
  • Assessed Improvements Value: $144,410

    Sales

  • Current Sale Contract Date: Nov 14, 2014
  • Current Sale Recording Date: Dec 01, 2014
  • Current Sale Transaction ID: 1181194500
  • Current Sale Price: $131,600
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: DN2014151720
  • Previous Sale Recording Date: Nov 15, 2005
  • Previous Sale Contract Date: Nov 10, 2005
  • Previous Sale Amount: $124,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BRANCH BANKING AND TRUST CO
  • First Mortgage Transaction Date: Dec 01, 2014
  • First Mortgage Loan Amount: $134,758
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Dec 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: REPUBLIC BANK & TRUST CO
  • Previous Mortgage Transaction Date: Nov 15, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $112,410
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Dec 01, 2035

About South Side



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Frequently Asked Questions

What neighborhood is 3809 Cutler Road located in?
The 3809 Cutler Road is a located in the neighborhood of Okolona in South Side, Louisville.
What is the average sales price for listings in 3809 Cutler Road?
The average sales price for units in 3809 Cutler Road is $0 currently.

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