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38 East Main Street

38 East Main Street, Ripley, NY 14775
Property in Ripley
Sold Jul 10, 2018
$105,000
$99,750 by Community Bank & Trust
Mortgage Due Jan 01, 2048
Sold May 24, 2013
$80,000
38 East Main Street in Ripley, NY was first built in 1917 and is 107 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 38 East Main Street has 1,920 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 660 ft and the linear feet between the front and back of the lot is 3,050. In total, the area measurement of the land is 20,130 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 480 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. As for heating, the home is utilizing a hot water heating system and being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 38 East Main Street was last sold in Jul 9, 2018 for $105,000. According to our calculations, that's $54.69 per sqft. Prior to that sales transaction, the property was sold for $80,000 in May 24, 2013. Current property owners are expected to pay $3,545 in taxes per year. The property on 38 East Main Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $126,000. To break that down further, the land itself was valued at $7,400. While improvements to the property were assessed at a total of $118,600. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1917
  • Effective Year Built: 1917
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 480
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 20,130
  • Lot Size Depth Feet: 3,050
  • Lot Size Frontage Feet: 660
  • Total Building Area: 1,920
  • Building Area: 1,920
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,920
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.462
  • Standard Land Use Code: Single family residential
  • Legal Description 1: OLD APN: 066200 33-2-13

Ownership

  • Current Owner : KOCHI KONRAD G
  • Current Owner 2: KOCHI JAMIE
  • Previous Owner : BOYER VALERIE L
  • Owner Before Previous Owner: WILLIAMS SYDNE C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ripley Central School District
  • School Tax School District: RIPLEY
  • Census Tract: 036600

Zoning

  • Zoning: 01 - NOT Z

Geography

  • Account Number: 62100
  • District: 066200
  • Section: 241.09
  • Parcel: 066200 241.09-1-34
  • Block: 1
  • Lot: 34.000
  • Municipality: RIPLEY
  • Latitude: 42.2676
  • Longitude: -79.7077

    Address

  • Full Address: 38 E Main St
  • Address - House Number: 38
  • Street Direction: E
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: NY
  • City Name: Ripley
  • Carrier Code: R002
  • 4-Digit Zip Code: 9503
  • Zip Code: 14775

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,545
  • Tax Rate Code Area: 066201

    Appraisal Valuation

  • Standard Deviation: 0.461
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 51
  • Final Value: 150,687
  • High Value: 200,364
  • Low Value: 101,010

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $99,750
  • First Open Lien Mortgage Lender: COMMUNITY BANK & TRUST
  • First Open Lien Mortgage Recording Date: Jul 10, 2018
  • First Open Lien Mortgage Loan Amount: $99,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2048

    Market Valuation

  • Market Total Value: $126,000
  • Market Land Value: $7,400
  • Market Improvement Value: $118,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $126,000
  • Assessed Land Value: $7,400
  • Assessed Improvements Value: $118,600

    Sales

  • Current Sale Contract Date: Jul 09, 2018
  • Current Sale Recording Date: Jul 10, 2018
  • Current Sale Transaction ID: 11483894870
  • Current Sale Price: $105,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: DE2018004321
  • Previous Sale Recording Date: May 24, 2013
  • Previous Sale Contract Date: May 24, 2013
  • Previous Sale Amount: $80,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMMUNITY BANK & TRUST
  • First Mortgage Transaction Date: Jul 10, 2018
  • First Mortgage Loan Amount: $99,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)
  • First Mortgage Loan Due Date: Jan 01, 2048

About Ripley



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Frequently Asked Questions

What neighborhood is 38 East Main Street located in?
The 38 East Main Street is a located in the neighborhood of Ripley in Ripley, Ripley.
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