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378 Oak Street

378 Oak Street, Braidwood, IL 60408
Property in Reed
Sold Oct 08, 2019
$163,500
$158,000 by Guaranteed Rate Inc
Mortgage Due Mar 01, 2052
Sold Oct 28, 2009
$157,500
$154,646 by Homeservices Lending Llc
Mortgage Due Nov 01, 2039
378 Oak Street has been categorized by the local assessors in Braidwood, IL as a residential type of property. The building on the property was first built in 1995 and is 29 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. The linear feet between the front and back of the lot is 1,470 ft and across the front of the lot is 700 ft. The area measurement of the land has been determined as 10,290 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 378 Oak Street sold most recently in Sep 30, 2019 for a total of $163,500. Before that, the property was also sold for $157,500 in Oct 16, 2009. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,416 in taxes each year. 378 Oak Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $55,544. If we break it down further, the land itself was valued at $8,242. Improvements to the property, however, were assessed at a total of $47,302. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Detached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,290
  • Lot Size Depth Feet: 1,470
  • Lot Size Frontage Feet: 700
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CHICAGO WILMINGTON COAL COMPANY SUB
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 9 BLK 10, OF CHICAGO WILMINGTON'S COAL CO'S, BEING A SUB OF PRT OF SEC. 8, T32N-R9E.

Ownership

  • Current Owner : FAY ADAM
  • Current Owner 2: AGUILAR AARRON J
  • Previous Owner : CLEMENTS AMBER
  • Previous Owner 2: CLEMENTS AMBER NICOLE
  • Owner Before Previous Owner: ZOBEL JASON W
  • Owner Before Previous Owner 2: ZOBEL LAUREL A
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Reed Custer Community Unit School District 255U
  • Census Tract: 884004

Geography

  • Parcel: 02-24-08-416-013
  • Block: 10
  • Lot: 9
  • Meridian: SEC 08 TWN 32N RNG 09E
  • Municipality: REED TWP
  • Latitude: 41.264
  • Longitude: -88.2082

    Address

  • Full Address: 378 Oak St
  • Address - House Number: 378
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: IL
  • City Name: Braidwood
  • Carrier Code: R002
  • 4-Digit Zip Code: 2051
  • Zip Code: 60408

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,416
  • Tax Rate Code Area: 0207

    Appraisal Valuation

  • Standard Deviation: 0.1661
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 79
  • Final Value: 220,667
  • High Value: 257,336
  • Low Value: 183,998

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $158,000
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Mar 08, 2022
  • First Open Lien Mortgage Loan Amount: $158,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Market Valuation

  • Market Total Value: $166,632
  • Market Land Value: $24,726
  • Market Improvement Value: $141,906

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $55,544
  • Assessed Land Value: $8,242
  • Assessed Improvements Value: $47,302

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 30, 2019
  • Current Sale Recording Date: Oct 08, 2019
  • Current Sale Transaction ID: 11660714899
  • Current Sale Price: $163,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2019070450
  • Previous Sale Recording Date: Oct 28, 2009
  • Previous Sale Contract Date: Oct 16, 2009
  • Previous Sale Amount: $157,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Oct 08, 2019
  • First Mortgage Loan Amount: $160,538
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2049

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: HOMESERVICES LENDING LLC
  • Previous Mortgage Transaction Date: Oct 28, 2009
  • Previous Mortgage Loan Amount: $154,646
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2039

About Braidwood



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 378 Oak Street located in?
The 378 Oak Street is a located in the neighborhood of Reed in Braidwood, Braidwood.
What is the average sales price for listings in 378 Oak Street?
The average sales price for units in 378 Oak Street is $0 currently.

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