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3740 Swan Creek Drive

3740 Swan Creek Drive, Portage, MI 49024
Property in Portage
Sold Jan 14, 2021
$399,900
$359,000 by Marshall Community Cu
Mortgage Due Jan 01, 2051
Sold Oct 11, 2005
$340,000
$272,000 by Summit National Mortgage Llc
Mortgage Due Oct 01, 2035
3740 Swan Creek Drive has been categorized by the local assessors in Portage, MI as a residential type of property. The building on the property was first built in 1987 and is 37 years old. Residents will have access to 4 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 3740 Swan Creek Drive has 2,868 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 14,810 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 1,264 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a porch. Love to swim? You'll be excited to find out that there is a spa or hot tub but no pool on the property. The exterior walls of the building are made of brick. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3740 Swan Creek Drive sold most recently in Dec 29, 2020 for a total of $399,900. If you work out the math, that's approximately a cost of $139.44 per sqft. Before that, the property was also sold for $340,000 in Sep 19, 2005. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $10,864 in taxes each year. 3740 Swan Creek Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $190,600. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 6
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,668
  • Garage Type: Garage
  • Garage Square Area: 1,264
  • Parking Space Count: 2
  • Porch Type: Porch
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 14,810
  • Total Building Area: 2,868
  • Building Area: 2,868
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,868
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SWAN CREEK ESTATES
  • Land Acres: 0.34
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SWAN CREEK ESTATES #3, LOT 38

Ownership

  • Current Owner : LEE IVAN A
  • Current Owner 2: LEE TINA
  • Previous Owner : STIG MAGNUS JOHANSSON TRUST
  • Owner Before Previous Owner: RYAN JOHN W
  • Owner Before Previous Owner 2: RYAN VIRGINIA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Portage Public Schools
  • School Tax School District: PORTAGE
  • Census Tract: 002003

Zoning

  • Zoning: R-1C

Geography

  • District: 10
  • Parcel: 10-08183-038-O
  • Lot: 38
  • Municipality: PORTAGE CITY
  • Latitude: 42.2431
  • Longitude: -85.6341

    Address

  • Full Address: 3740 Swan Creek Dr
  • Address - House Number: 3740
  • Address - Street Name: Swan Creek
  • Address - Suffix Type: Dr
  • State: MI
  • City Name: Portage
  • Carrier Code: C044
  • 4-Digit Zip Code: 5519
  • Zip Code: 49024

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,864

    Appraisal Valuation

  • Standard Deviation: 0.1838
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 75
  • Final Value: 479,486
  • High Value: 567,622
  • Low Value: 391,350

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $359,000
  • First Open Lien Mortgage Lender: MARSHALL COMMUNITY CU
  • First Open Lien Mortgage Recording Date: Jan 14, 2021
  • First Open Lien Mortgage Loan Amount: $359,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $381,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $190,600

    Sales

  • Current Sale Contract Date: Dec 29, 2020
  • Current Sale Recording Date: Jan 14, 2021
  • Current Sale Transaction ID: 11816933054
  • Current Sale Price: $399,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-001839
  • Previous Sale Recording Date: Oct 11, 2005
  • Previous Sale Contract Date: Sep 19, 2005
  • Previous Sale Amount: $340,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MARSHALL COMMUNITY CU
  • First Mortgage Transaction Date: Jan 14, 2021
  • First Mortgage Loan Amount: $359,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: SUMMIT NATIONAL MORTGAGE LLC
  • Previous Mortgage Transaction Date: Oct 11, 2005
  • Previous Mortgage Loan Amount: $272,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Oct 01, 2035

About Portage



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Frequently Asked Questions

What neighborhood is 3740 Swan Creek Drive located in?
The 3740 Swan Creek Drive is a located in the neighborhood of Portage in Portage, Portage.
What is the average sales price for listings in 3740 Swan Creek Drive?
The average sales price for units in 3740 Swan Creek Drive is $0 currently.

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