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3716 West 4th Street

3716 West 4th Street, Spencer, IA 51301
Property in Clay
Sold Dec 16, 2008
$33,000
$470,000 by Navy Federal Credit Union
Mortgage Due Aug 01, 2053
3716 West 4th Street has been categorized by the local assessors in Spencer, IA as a residential type of property. The building on the property was first built in 2008 and is 16 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3716 West 4th Street has 3,425 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 3,500 ft and across the front of the lot is 1,570 ft. The area measurement of the land has been determined as 54,950 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 768 sqft. According to our sources, there are a total of 3 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of shingle (not wood). The exterior walls of the building are made of materials we are unsure of. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The property was last sold in Dec 4, 2008 for $33,000. That's $9.64 per sqft. 3716 West 4th Street was last assessed in 2023. The total value of the property was assessed at $445,580. Specifically, the land the property is located on was valued at $46,350. While improvements on the property were assessed at a total of $399,230. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $6,204. The initial tax year of delinquency was in 2017. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Exterior Walls Type: Other
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 768
  • Parking Space Count: 3
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 54,950
  • Lot Size Depth Feet: 3,500
  • Lot Size Frontage Feet: 1,570
  • Total Building Area: 3,425
  • Gross Building Area: 3,425
  • Building Area: 3,425
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 3,425
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HALLETT'S COUNTRY ACRES 1ST ADD
  • Land Acres: 1.261
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 4 HALLETT'S COUNTRY ACRES FIRST ADDITION

Ownership

  • Current Owner : HALLETT RICHARD A
  • Current Owner 2: HALLETT SHERI A
  • Previous Owner : HALLETT RICHARD D
  • Previous Owner 2: HALLETT MARGIE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spencer Community School District
  • School Tax School District: SPENCER SCHOOL
  • Census Tract: 080302

Geography

  • Assessors Map Reference: PM 963715201003
  • Parcel: 963715201003
  • Meridian: SEC 15 TWN 96N RNG 37W
  • Municipality: SPENCER INC SPENCER COMM UR #1
  • Latitude: 43.141
  • Longitude: -95.1986

    Address

  • Full Address: 3716 W 4th St
  • Address - House Number: 3716
  • Street Direction: W
  • Address - Street Name: 4th
  • Address - Suffix Type: St
  • State: IA
  • City Name: Spencer
  • Carrier Code: R002
  • 4-Digit Zip Code: 2702
  • Zip Code: 51301

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,204
  • Intital Tax Deliquent Year: 2017

    Appraisal Valuation

  • Standard Deviation: 0.0831
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 93
  • Final Value: 489,654
  • High Value: 530,371
  • Low Value: 448,937

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $470,000
  • First Open Lien Mortgage Lender: NAVY FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Jul 07, 2023
  • First Open Lien Mortgage Loan Amount: $470,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2053

    Market Valuation

  • Market Total Value: $445,580
  • Market Land Value: $46,350
  • Market Improvement Value: $399,230

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $445,580
  • Assessed Land Value: $46,350
  • Assessed Improvements Value: $399,230

    Sales

  • Current Sale Contract Date: Dec 04, 2008
  • Current Sale Recording Date: Dec 16, 2008
  • Current Sale Transaction ID: 1150723285
  • Current Sale Price: $33,000
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 2008 3613

    Last Sale Mortgage

  • First Mortgage Lender: NORTHWEST BANK
  • First Mortgage Transaction Date: Dec 16, 2008
  • First Mortgage Loan Amount: $150,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Dec 01, 2038

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Spencer



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Frequently Asked Questions

What neighborhood is 3716 West 4th Street located in?
The 3716 West 4th Street is a located in the neighborhood of Clay in Spencer, Spencer.
What is the average sales price for listings in 3716 West 4th Street?
The average sales price for units in 3716 West 4th Street is $0 currently.

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