Check Availability

37 Woodruff Street

37 Woodruff Street, Waterbury, CT 06708
House in Waterbury
Sold Dec 07, 2020
$148,000
$143,560 by United Wholesale Mortgage
Mortgage Due Dec 07, 2050
Local assessors in Waterbury, CT have categorized 37 Woodruff Street as a residential type of property. The home was built in 1920 and is 104 years old. It was most recently renovated and altered in 1967. The property's lot size has been calculated to be 6,970 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 37 Woodruff Street has a total of 1,661 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,066 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 37 Woodruff Street sold most recently in Dec 4, 2020 for a total of $148,000. If you work out the math, that's approximately a cost of $89.10 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,646 in taxes each year. 37 Woodruff Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $122,640. If we break it down further, the land itself was valued at $24,640. Improvements to the property, however, were assessed at a total of $98,000. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Exterior

Parking

Garage Parking
Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1967
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 1,066
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,970
  • Total Building Area: 1,661
  • Building Area: 1,661
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,661
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.16
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : JARRETT WILBERT G
  • Previous Owner : CALIGAN IRENE B EST
  • Previous Owner 2: GARGANO
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants in Common

Neighborhood

  • School District Name: Waterbury School District
  • School Tax School District: WATERBURY SD
  • Census Tract: 352000

Zoning

  • Zoning: RL

Geography

  • Account Number: 19407040025
  • Parcel: WBRY M:0194 B:0704 L:0025
  • Block: 704
  • Lot: 25
  • Municipality: WATERBURY
  • Latitude: 41.566
  • Longitude: -73.0642

    Address

  • Full Address: 37 Woodruff St
  • Address - House Number: 37
  • Address - Street Name: Woodruff
  • Address - Suffix Type: St
  • State: CT
  • City Name: Waterbury
  • Carrier Code: C091
  • 4-Digit Zip Code: 2153
  • Zip Code: 06708

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,646

    Appraisal Valuation

  • Standard Deviation: 0.2255
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 254,396
  • High Value: 311,764
  • Low Value: 197,028

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $143,560
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 07, 2020
  • First Open Lien Mortgage Loan Amount: $143,560
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 07, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $122,640
  • Assessed Land Value: $24,640
  • Assessed Improvements Value: $98,000

    Sales

  • Current Sale Contract Date: Dec 04, 2020
  • Current Sale Recording Date: Dec 07, 2020
  • Current Sale Transaction ID: 11807475467
  • Current Sale Price: $148,000
  • Current Sale Document Type: Executor's Deed
  • Current Sale Input Document Number: 202017434

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Dec 07, 2020
  • First Mortgage Loan Amount: $143,560
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

About Waterbury



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at

$1,500 /mo

  • Studio
  • 880 ft²
Listing by David E Fiske
Unit for rent at

$1,400 /mo

  • 2 Beds
  • 1.5 Baths
  • 1,039 ft²
Listing by Cedric Council
Unit for rent at

$1,550 /mo

  • 2 Beds
  • 1 Bath
  • 885 ft²
Listing by Manager
Unit for rent at

$1,400 /mo

  • 3 Beds
  • 1.5 Baths
Listing by Manager

Frequently Asked Questions

What neighborhood is 37 Woodruff Street located in?
The 37 Woodruff Street is a house located in the neighborhood of Waterbury in Waterbury, Waterbury.
What is the average sales price for listings in 37 Woodruff Street?
The average sales price for units in 37 Woodruff Street is $0 currently.

Quantcast