Check Availability

364 Cape Breton Trail

364 Cape Breton Trail, Gastonia, NC 28056
Property in Gaston
Sold Apr 01, 2015
$149,500
$152,551 by Southern First Bank Na
Mortgage Due Apr 01, 2045
Sold Sep 01, 2005
$151,000
$143,450 by Mortgageit Inc
Mortgage Due Sep 01, 2035
364 Cape Breton Trail has been categorized by the local assessors in Gastonia, NC as a residential type of property. The building on the property was first built in 1995 and is 29 years old. The home has a total of 9 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 364 Cape Breton Trail has 1,899 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 19,166 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable or hip style roof made of shingle (not wood). The exterior walls of the building are made of alum/vinyl siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Mar 31, 2015 for $149,500. That's $78.73 per sqft. Prior to that sales transaction, the property was also sold in Aug 31, 2005 for $151,000. 364 Cape Breton Trail was last assessed in 2023. The total value of the property was assessed at $313,610. Specifically, the land the property is located on was valued at $30,000. While improvements on the property were assessed at a total of $283,610. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $2,180. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Total Rooms: 9
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C+
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 19,166
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,899
  • Building Area: 1,899
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,899
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.44
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: KELTIC MEADOWS BLK B L 7 15 081 030 34 000

Ownership

  • Current Owner : ARTHUR ADAM R
  • Current Owner 2: ADAMS JESSICA L
  • Previous Owner : STEPHENS DONNA MICHELLE
  • Previous Owner 2: STEPHENS DAVID W
  • Owner Before Previous Owner: HILLIARD MARK A
  • Owner Before Previous Owner 2: HILLIARD CYNTHIA P
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: UNION ROAD FD
  • Census Tract: 033311

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: MP 52 PG 33
  • Account Number: 1663796
  • District: UNION ROAD F
  • Parcel: 191405
  • Block: B
  • Municipality: UNION ROAD FD
  • Latitude: 35.1899
  • Longitude: -81.1156

    Address

  • Full Address: 364 Cape Breton Trl
  • Address - House Number: 364
  • Address - Street Name: Cape Breton
  • Address - Suffix Type: Trl
  • State: NC
  • City Name: Gastonia
  • Carrier Code: R004
  • 4-Digit Zip Code: 8355
  • Zip Code: 28056

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,180

    Appraisal Valuation

  • Standard Deviation: 0.2375
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 66
  • Final Value: 348,956
  • High Value: 431,843
  • Low Value: 266,068

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $152,551
  • First Open Lien Mortgage Lender: SOUTHERN FIRST BANK NA
  • First Open Lien Mortgage Recording Date: Apr 01, 2015
  • First Open Lien Mortgage Loan Amount: $152,551
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2045

    Market Valuation

  • Market Total Value: $191,960
  • Market Land Value: $24,000
  • Market Improvement Value: $167,960

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $313,610
  • Assessed Land Value: $30,000
  • Assessed Improvements Value: $283,610

    Sales

  • Current Sale Contract Date: Mar 31, 2015
  • Current Sale Recording Date: Apr 01, 2015
  • Current Sale Transaction ID: 1208108534
  • Current Sale Price: $149,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Sep 01, 2005
  • Previous Sale Contract Date: Aug 31, 2005
  • Previous Sale Amount: $151,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOUTHERN FIRST BANK NA
  • First Mortgage Transaction Date: Apr 01, 2015
  • First Mortgage Loan Amount: $152,551
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: MORTGAGEIT INC
  • Previous Mortgage Transaction Date: Sep 01, 2005
  • Previous Mortgage Loan Amount: $143,450
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Sep 01, 2035

About Gaston



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 364 Cape Breton Trail located in?
The 364 Cape Breton Trail is a located in the neighborhood of Gaston in Gaston, Gastonia.
What is the average sales price for listings in 364 Cape Breton Trail?
The average sales price for units in 364 Cape Breton Trail is $0 currently.

Quantcast