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3608 Indian Trail

3608 Indian Trail, Chattanooga, TN 37412
House in East Ridge
Sold Apr 23, 2020
$138,000
$135,500 by First Community Mortgage Inc
Mortgage Due May 01, 2050
Sold Nov 17, 2008
$96,000
$76,800 by Taylor Bean & Whitaker Mortgag
Mortgage Due Dec 01, 2038
3608 Indian Trail has been categorized by the local assessors in Chattanooga, TN as a residential type of property. The building on the property was first built in 1950 and is 74 years old. However, we must point out that the home was most recently renovated and altered in 1975. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3608 Indian Trail has 1,234 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,250 ft and across the front of the lot is 841 ft. The area measurement of the land has been determined as 10,513 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of unknown. In terms of heating, it is utilizing a central heating system. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Apr 17, 2020 for $138,000. That's $111.83 per sqft. Prior to that sales transaction, the property was also sold in Nov 14, 2008 for $96,000. 3608 Indian Trail was last assessed in 2023. The total value of the property was assessed at $36,325. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,276. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Attached Garage
Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1975
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,513
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 841
  • Total Building Area: 1,234
  • Building Area: 1,234
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,234
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: INDIAN WOODS ADDN SE
  • Land Acres: 0.241
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 2 BLK 3 INDIAN WOODS ADDN 2ND UN IT PB18 PG26

Ownership

  • Current Owner : ARD KEVIN LEE
  • Current Owner 2: ARD MELANIE JO
  • Previous Owner : ELLIS PATRICIA
  • Owner Before Previous Owner: BONNERBY ADELENE C
  • Owner Before Previous Owner 2: BONNER ROBERT ARNOLD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011700

Zoning

  • Zoning: UR

Geography

  • Assessors Map Reference: MB 18 PG 26
  • Account Number: 0000108879
  • District: 2E
  • Parcel: 168D H 026
  • Block: 3
  • Lot: 2
  • Municipality: EAST RIDGE
  • Latitude: 35.0037
  • Longitude: -85.2551

    Address

  • Full Address: 3608 Indian Trl
  • Address - House Number: 3608
  • Address - Street Name: Indian
  • Address - Suffix Type: Trl
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C009
  • 4-Digit Zip Code: 1827
  • Zip Code: 37412

Valuation

    Tax

  • Total Area: 1,733
  • Tax Year: 2023
  • Tax Amount: $1,276

    Appraisal Valuation

  • Standard Deviation: 0.2766
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 60
  • Final Value: 241,895
  • High Value: 308,815
  • Low Value: 174,975

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $135,500
  • First Open Lien Mortgage Lender: FIRST COMMUNITY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Apr 23, 2020
  • First Open Lien Mortgage Loan Amount: $135,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2050

    Market Valuation

  • Market Total Value: $145,300
  • Market Land Value: $55,000
  • Market Improvement Value: $90,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $36,325

    Sales

  • Current Sale Contract Date: Apr 17, 2020
  • Current Sale Recording Date: Apr 23, 2020
  • Current Sale Transaction ID: 11758889903
  • Current Sale Price: $138,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020042300137
  • Previous Sale Recording Date: Nov 17, 2008
  • Previous Sale Contract Date: Nov 14, 2008
  • Previous Sale Amount: $96,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST COMMUNITY MORTGAGE INC
  • First Mortgage Transaction Date: Apr 23, 2020
  • First Mortgage Loan Amount: $135,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: TAYLOR BEAN & WHITAKER MORTGAG
  • Previous Mortgage Transaction Date: Nov 17, 2008
  • Previous Mortgage Loan Amount: $76,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2038

About East Ridge



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Frequently Asked Questions

What neighborhood is 3608 Indian Trail located in?
The 3608 Indian Trail is a house located in the neighborhood of East Ridge in East Ridge, Chattanooga.
What is the average sales price for listings in 3608 Indian Trail?
The average sales price for units in 3608 Indian Trail is $154,900 , or $89/sqft. currently.

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