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3608 Craig Road

3608 Craig Road, Chattanooga, TN 37412
Property in East Ridge
Sold May 24, 2021
$90,000
$88,369 by Cardinal Financial Company Lp
Mortgage Due Jun 01, 2051
Sold Jul 19, 2010
$55,000
$41,250 by Walker Jackson Mortgage Corp
Mortgage Due Aug 01, 2040
Local assessors in Chattanooga, TN have categorized 3608 Craig Road as a residential type of property. The home was built in 1957 and is 67 years old. It was most recently renovated and altered in 1972. The property's lot size has been calculated to be 43,560 square feet. The linear feet between the front and back of the lot was measured at 1,571 ft and the front of the lot was measured at 1,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3608 Craig Road has a total of 1,490 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a gable or hip style roof that was made of asphalt. Lots of wood shingle were used in the construction of the exterior walls of the home. The home's a gravity heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3608 Craig Road was last sold in May 10, 2021 for $90,000. According to our calculations, that's $60.40 per sqft. Prior to that sales transaction, the property was sold for $55,000 in Jul 16, 2010. Current property owners are expected to pay $1,259 in taxes per year. The property on 3608 Craig Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $35,850. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1972
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood shingle
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 1,571
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,490
  • Building Area: 1,490
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Gravity
  • Heated Square Feet: 1,490
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 0332 03D 12 SE 1/4 SEC 1 TWP 3 R4W

Ownership

  • Current Owner : STUDEBAKER WILLIAM
  • Previous Owner : PARKER LAURA
  • Owner Before Previous Owner: WELLS FARGO BANK N A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011800

Zoning

  • Zoning: UR

Geography

  • Account Number: 0000111264
  • District: 2E
  • Parcel: 168K M 006
  • Municipality: EAST RIDGE
  • Latitude: 34.9911
  • Longitude: -85.2684

    Address

  • Full Address: 3608 Craig Rd
  • Address - House Number: 3608
  • Address - Street Name: Craig
  • Address - Suffix Type: Rd
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C011
  • 4-Digit Zip Code: 1508
  • Zip Code: 37412

Valuation

    Tax

  • Total Area: 1,773
  • Tax Year: 2023
  • Tax Amount: $1,259

    Appraisal Valuation

  • Standard Deviation: 0.2424
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 66
  • Final Value: 255,739
  • High Value: 317,748
  • Low Value: 193,729

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $196,173
  • First Open Lien Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • First Open Lien Mortgage Recording Date: May 24, 2021
  • First Open Lien Mortgage Loan Amount: $88,369
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051
  • Second Open Lien Mortgage Lender: CARDINAL FINANCIAL COMPANY
  • Second Open Lien Mortgage Recording Date: Jul 05, 2022
  • Second Open Lien Mortgage Loan Amount: $107,804
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2052

    Market Valuation

  • Market Total Value: $143,400
  • Market Land Value: $34,000
  • Market Improvement Value: $109,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $35,850

    Sales

  • Current Sale Contract Date: May 10, 2021
  • Current Sale Recording Date: May 24, 2021
  • Current Sale Transaction ID: 11836177154
  • Current Sale Price: $90,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021052400120
  • Previous Sale Recording Date: Jul 19, 2010
  • Previous Sale Contract Date: Jul 16, 2010
  • Previous Sale Amount: $55,000
  • Previous Sale Document Type: Corporation Deed

    Last Sale Mortgage

  • First Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • First Mortgage Transaction Date: May 24, 2021
  • First Mortgage Loan Amount: $88,369
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: WALKER JACKSON MORTGAGE CORP
  • Previous Mortgage Transaction Date: Jul 19, 2010
  • Previous Mortgage Loan Amount: $41,250
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2040

About East Ridge



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Frequently Asked Questions

What neighborhood is 3608 Craig Road located in?
The 3608 Craig Road is a located in the neighborhood of East Ridge in East Ridge, Chattanooga.
What is the average sales price for listings in 3608 Craig Road?
The average sales price for units in 3608 Craig Road is $0 currently.

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