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358 Bay Street

358 Bay Street, Saint Paul, MN 55102
Sold Oct 05, 2018
$280,500
$257,885 by Lend Smart Mortgage Llc
Mortgage Due Nov 01, 2050
Sold Jan 11, 2005
$247,500
358 Bay Street has been categorized by the local assessors in Saint Paul, MN as a residential type of property. The building on the property was first built in 1913 and is 111 years old. However, we must point out that the home was most recently renovated and altered in 1951. The home has a total of 8 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 358 Bay Street has 1,274 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,170 ft and across the front of the lot is 450 ft. The area measurement of the land has been determined as 5,663 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 240 sqft. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of stucco. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a hot water heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Sep 27, 2018 for $280,500. That's $220.17 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $247,500. 358 Bay Street was last assessed in 2022. The total value of the property was assessed at $287,200. Specifically, the land the property is located on was valued at $36,000. While improvements on the property were assessed at a total of $251,200. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,518. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1913
  • Effective Year Built: 1951
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Stucco
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 240
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 5,663
  • Lot Size Depth Feet: 1,170
  • Lot Size Frontage Feet: 450
  • Total Building Area: 1,274
  • Building Area: 1,274
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Hot water
  • Heated Square Feet: 1,274
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: A VANCE BROWNS SUB
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 31 BLOCK 19 OF A VANCE BROWNS SUB EX ALLEY LOT 31 BLK 19

Ownership

  • Current Owner : ELIZABETH SNYDER KATE LYNNE ELIZABETH
  • Previous Owner : LARGE NICHOLAS
  • Previous Owner 2: DICKINSON SHEILA
  • Owner Before Previous Owner: MERTENS ANN C
  • Owner Before Previous Owner 2: REMALY SHARON R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 036800

Geography

  • Parcel: 11-28-23-14-0071
  • Block: 19
  • Lot: 31
  • Meridian: SEC 11 TWN 028 RNG 023
  • Municipality: ST PAUL
  • Latitude: 44.9304
  • Longitude: -93.1304

    Address

  • Full Address: 358 Bay St
  • Address - House Number: 358
  • Address - Street Name: Bay
  • Address - Suffix Type: St
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C029
  • 4-Digit Zip Code: 3512
  • Zip Code: 55102

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,518

    Appraisal Valuation

  • Standard Deviation: 0.1714
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 78
  • Final Value: 329,259
  • High Value: 385,699
  • Low Value: 272,820

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $279,885
  • First Open Lien Mortgage Lender: LEND SMART MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 07, 2020
  • First Open Lien Mortgage Loan Amount: $257,885
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050
  • Second Open Lien Mortgage Lender: AFFINITY PLUS FCU
  • Second Open Lien Mortgage Recording Date: Aug 18, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $22,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2031

    Market Valuation

  • Market Total Value: $287,200
  • Market Land Value: $36,000
  • Market Improvement Value: $251,200

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $287,200
  • Assessed Land Value: $36,000
  • Assessed Improvements Value: $251,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 27, 2018
  • Current Sale Recording Date: Oct 05, 2018
  • Current Sale Transaction ID: 11520513268
  • Current Sale Price: $280,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04729887
  • Previous Sale Recording Date: Jan 11, 2005
  • Previous Sale Amount: $247,500
  • Previous Sale Document Type: Other

    Last Sale Mortgage

  • First Mortgage Lender: LEND SMART MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 05, 2018
  • First Mortgage Loan Amount: $254,823
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2048

About West Seventh



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Frequently Asked Questions

What neighborhood is 358 Bay Street located in?
The 358 Bay Street is a house located in the neighborhood of West Seventh in West Seventh, Saint Paul.
What is the average sales price for listings in 358 Bay Street?
The average sales price for units in 358 Bay Street is $0 currently.

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