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355 Ruby Avenue

355 Ruby Avenue, Eugene, OR 97404
Property in Santa Clara
Sold Oct 20, 2021
$450,000
$360,000 by Umpqua Bank
Mortgage Due Nov 01, 2051
Sold Sep 30, 2016
$271,500
$266,581 by Finance Of America Mortgage Ll
Mortgage Due Oct 01, 2046
355 Ruby Avenue has been categorized by the local assessors in Eugene, OR as a residential type of property. The building on the property was first built in 1972 and is 52 years old. However, we must point out that the home was most recently renovated and altered in 1988. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 355 Ruby Avenue has 1,452 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 710 ft. The area measurement of the land has been determined as 10,650 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 480 sqft. According to our sources, there are a total of 7 available parking spaces. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of wood. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a radiant heating system. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 355 Ruby Avenue sold most recently in Oct 14, 2021 for a total of $450,000. If you work out the math, that's approximately a cost of $232.92 per sqft. Before that, the property was also sold for $271,500 in Sep 29, 2016. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,436 in taxes each year. 355 Ruby Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $262,757. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1972
  • Effective Year Built: 1988
  • Building Count: 2
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C+
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Parking Type: Attached
  • Garage Type: Attached
  • Garage Square Area: 480
  • Parking Space Count: 7

    Dimensions

  • Lot Size Square Feet: 10,650
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 710
  • Total Building Area: 1,932
  • Gross Building Area: 1,932
  • Building Area: 1,452
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Radiant
  • Heated Square Feet: 1,452
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THIRD ADDITION TO FIRMONT
  • Land Acres: 0.245
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TL 00606

Ownership

  • Current Owner : DAVID SPENCER
  • Current Owner 2: DAVID OLIVIA
  • Previous Owner : OLSON BRYAN K
  • Owner Before Previous Owner: BENETREU WILLIAM H
  • Owner Before Previous Owner 2: BENETREU CAROL L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Eugene School District 4J
  • Census Tract: 002404

Zoning

  • Zoning: R-1

Geography

  • Assessors Map Reference: 1704113400606
  • Account Number: 0366326
  • Parcel: 0366326
  • Lot: 606
  • Meridian: SEC 11 TWN 17 RNG 04
  • Municipality: EUGENE
  • Latitude: 44.0989
  • Longitude: -123.138

    Address

  • Full Address: 355 Ruby Ave
  • Address - House Number: 355
  • Address - Street Name: Ruby
  • Address - Suffix Type: Ave
  • State: OR
  • City Name: Eugene
  • Carrier Code: C035
  • 4-Digit Zip Code: 2061
  • Zip Code: 97404

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,436
  • Tax Rate Code Area: 00417

    Appraisal Valuation

  • Standard Deviation: 0.156
  • Valuation Date: Oct 04, 2023
  • Confidence Score: 80
  • Final Value: 471,185
  • High Value: 544,703
  • Low Value: 397,667

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $360,000
  • First Open Lien Mortgage Lender: UMPQUA BANK
  • First Open Lien Mortgage Recording Date: Oct 20, 2021
  • First Open Lien Mortgage Loan Amount: $360,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $455,340
  • Market Land Value: $117,435
  • Market Improvement Value: $337,905

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $262,757

    Sales

  • Current Sale Contract Date: Oct 14, 2021
  • Current Sale Recording Date: Oct 20, 2021
  • Current Sale Transaction ID: 11859853750
  • Current Sale Price: $450,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-066907
  • Previous Sale Recording Date: Sep 30, 2016
  • Previous Sale Contract Date: Sep 29, 2016
  • Previous Sale Amount: $271,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UMPQUA BANK
  • First Mortgage Transaction Date: Oct 20, 2021
  • First Mortgage Loan Amount: $360,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • Previous Mortgage Transaction Date: Sep 30, 2016
  • Previous Mortgage Loan Amount: $266,581
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2046

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Frequently Asked Questions

What neighborhood is 355 Ruby Avenue located in?
The 355 Ruby Avenue is a located in the neighborhood of Santa Clara in River Road - Santa Clara, Eugene.
What is the average sales price for listings in 355 Ruby Avenue?
The average sales price for units in 355 Ruby Avenue is $0 currently.

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