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3520 Saddlebrooke Drive

3520 Saddlebrooke Drive, Spotsylvania, VA 22551
Property in Spotsylvania
Sold Aug 02, 2021
$376,000
$300,800 by Embrace Home Loans Inc
Mortgage
Sold Mar 26, 2021
$115,000
3520 Saddlebrooke Drive in Spotsylvania, VA was first built in 1992 and is 32 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 3520 Saddlebrooke Drive has 1,662 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 247,421 square feet.

Learn more about the property and building on this page. There is a covered porch. The roof of the home is made of composition shingle. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a heat pump. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3520 Saddlebrooke Drive sold most recently in Jul 30, 2021 for a total of $376,000. If you work out the math, that's approximately a cost of $226.23 per sqft. Before that, the property was also sold for $115,000 in Mar 25, 2021. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,952 in taxes each year. 3520 Saddlebrooke Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $264,600. If we break it down further, the land itself was valued at $83,100. Improvements to the property, however, were assessed at a total of $181,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 780
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 247,421
  • Total Building Area: 1,662
  • Building Area: 1,662
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,662
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: SADDLEBROOK
  • Land Acres: 5.68
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SADDLEBROOKE LOT 8 SEC 2

Ownership

  • Current Owner : AKERS LISA M
  • Current Owner 2: AKERS JOSHUA
  • Previous Owner : SELLING4YOU LLC
  • Owner Before Previous Owner: BRANCH MYRA JOY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Spotsylvania County Public Schools
  • School Tax School District: BERKELEY
  • Census Tract: 020403

Zoning

  • Zoning: A3 - AGRIC

Geography

  • District: 2
  • Section: 2
  • Parcel: Oct 08, 1983
  • Lot: 8
  • Municipality: BERKELEY
  • Latitude: 38.0652
  • Longitude: -77.6021

    Address

  • Full Address: 3520 Saddlebrooke Dr
  • Address - House Number: 3520
  • Address - Street Name: Saddlebrooke
  • Address - Suffix Type: Dr
  • State: VA
  • City Name: Spotsylvania
  • Carrier Code: R008
  • 4-Digit Zip Code: 3023
  • Zip Code: 22551

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,952

    Appraisal Valuation

  • Standard Deviation: 0.1464
  • Valuation Date: Sep 21, 2022
  • Confidence Score: 82
  • Final Value: 394,156
  • High Value: 451,871
  • Low Value: 336,442

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $300,800
  • First Open Lien Mortgage Lender: EMBRACE HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Aug 02, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $300,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $264,600
  • Market Land Value: $83,100
  • Market Improvement Value: $181,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $264,600
  • Assessed Land Value: $83,100
  • Assessed Improvements Value: $181,500

    Sales

  • Current Sale Contract Date: Jul 30, 2021
  • Current Sale Recording Date: Aug 02, 2021
  • Current Sale Transaction ID: 11846764708
  • Current Sale Price: $376,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 210023315
  • Previous Sale Recording Date: Mar 26, 2021
  • Previous Sale Contract Date: Mar 25, 2021
  • Previous Sale Amount: $115,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EMBRACE HOME LOANS INC
  • First Mortgage Transaction Date: Aug 02, 2021
  • First Mortgage Loan Amount: $300,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Spotsylvania



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Frequently Asked Questions

What neighborhood is 3520 Saddlebrooke Drive located in?
The 3520 Saddlebrooke Drive is a located in the neighborhood of Spotsylvania in Spotsylvania, Spotsylvania.
What is the average sales price for listings in 3520 Saddlebrooke Drive?
The average sales price for units in 3520 Saddlebrooke Drive is $0 currently.

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